Universal Basic Income India- Senior citizen above 58 Years should get minimum pension of Rs 15000/- to 20000/- per month irrespective of their income -Maintenance and Welfare of Parents and Senior Citizens Act, 2007

Old Age Pension Scheme  वृद्धावस्था पेंशन

Universal Basic Income

Indian government need to come with the solution for social and Nobel cause 

Senior citizen above  58 Years should get minimum pension of Rs 15000/- to 20000 per month irrespective of their income .

Aadhar linked DBT Direct bank transfer methodology need to be used.

Decision on Universal Basic Income depends on social, political preferences in India

http://www.thehindubusinessline.com/news/decision-on-ubi-depends-on-the-social-and-political-preferences-in-india/article9921199.ece?utm_source=email&utm_medium=Email&utm_campaign=Newsletter

References
https://navbharattimes.indiatimes.com/business/budget/budget-news/know-all-about-universal-basic-income-is-it-viable-for-indian-economy/articleshow/67734376.cms

2016-17 के आर्थिक सर्वे में मोदी सरकार ने यूबीआई का जिक्र किया। तब आर्थिक सर्वेक्षण में यूनिवर्सल बेसिक इनकम पर 40 से अधिक पेजों का एक खाका तैयार किया गया था। इस रिपोर्ट के अनुसार, यूनिवर्सल बेसिक इनकम भारत में व्याप्त गरीबी का एक संभव समाधान हो सकता है।

लंदन यूनिवर्सिटी के प्रफेसर गाय स्टैंडिंग ने गरीबी हटाने के लिए अमीर-गरीब, सबको निश्चित अंतराल पर तयशुदा रकम देने का विचार पेश किया। 

यूनिवर्सल बेसिक इनकम (UBI) स्कीम

Requirement

इस स्कीम का लाभ लेने के लिए किसी भी व्यक्ति को अपनी कमजोर सामाजिक-आर्थिक स्थिति अथवा बेरोजगारी का सबूत नहीं देना पड़े। 

यूबीआई के दायरे में देश की पूरी आबादी को नहीं लाया जा सकता है, इसलिए इसके वास्तविक लाभार्थियों की पहचान करना सबसे बड़ी चुनौती है।

Universal Basic Income में use  की जाने वाली संभावनाए:

पहला- आर्थिक दृष्टि से निचले पायदान की 75 प्रतिशत आबादी को यूबीआई के दायरे में लाया जाए। 

दूसरा- सिर्फ महिलाओं को इसके दायरे में लाया जाए क्योंकि महिलाओं को रोजगार के अवसर, शिक्षा, स्वास्थ्य एवं वित्तीय समावेशन के मोर्चों पर हमेशा पिछड़ेपन का सामना करना पड़ता है। इससे आबादी का आधा हिस्सा यूबीआई के दायरे में आएगा। सर्वे में कहा गया था कि महिलाओं के हाथ में पैसे गए तो उनके दुरुपयोग की आशंका भी नहीं के बराबर रहेगी। 

तीसरा- शुरुआत में यूबीआई स्कीम का लाभ विधवाओं, गर्भवती महिलाओं के साथ-साथ वृद्ध एवं बीमार आबादी को दिया जा सकता है।

Benifit

मुख्य आर्थिक सलाहकार अरविंद सुब्रमण्यन ने लिखा था, 

यूनिवर्सल बेसिक इनकम जैसी योजना हमें सामाजिक न्याय दिलाने के साथ मजबूत अर्थव्यवस्था बनने में मददगार साबित हो सकती है।

यूबीआई न सिर्फ जीवन स्तर बेहतर कर सकता है। 

मौजूदा स्कीमों का प्रशासनिक स्तर भी बेहतर कर सकता है।

India did not have a nationwide Universal Basic Income (UBI) scheme in place. However, there have been discussions, pilot programs, and proposals regarding the implementation of UBI in India. UBI is a concept where every citizen, regardless of their income or employment status, is provided with a regular and unconditional sum of money to cover their basic needs.

Here are some key points about the concept of UBI in India:

1. Pilot Programs: Several states in India have conducted or proposed pilot programs to test the feasibility and impact of UBI. These pilots aimed to assess whether UBI could effectively reduce poverty and income inequality.

2. Economic Survey 2016-17: The Economic Survey of India for the fiscal year 2016-17 included a chapter on UBI, which discussed the potential benefits and challenges of implementing a UBI scheme in India. It suggested that UBI could be a way to address poverty and inequality.

3. Subsidy Rationalization: Some proponents of UBI argue that it could replace various subsidies and welfare schemes, making the delivery of social benefits more efficient and less prone to leakage. This could streamline the social safety net system.

4. Implementation Challenges: Implementing a nationwide UBI scheme in India would be a complex and costly endeavor. The financial implications, identification of beneficiaries, and the amount of the basic income are significant challenges that need to be addressed.

5. Public Opinion and Political Will: The acceptance and feasibility of UBI in India depend on public opinion and the political will of the government. There are differing views on whether UBI is the most effective way to reduce poverty and inequality.

सरकार  का पक्ष : 

स्कीम को लागू करने पर जीडीपी का 3 से 4 फीसदी खर्च आएगा

 

 

भारत में बुजुर्गों को पेंशन के लिए कई योजनाएं और स्कीम्स मौजूद हैं। यहाँ पर कुछ प्रमुख पेंशन स्कीम्स की एक सारांश दी गई है:

1. आवास, पेंशन और रोजगार स्कीम (Atal Pension Yojana - APY): इस स्कीम के अंतर्गत व्यक्ति एक नियमित पेंशन पाने के लिए नियमित योगदान करते हैं और उन्हें अच्छी पेंशन की सुविधा प्राप्त होती है।

2. नेशनल पेंशन सिस्टम (National Pension System - NPS): NPS एक डिफाइन्ड कन्ट्रिब्यूशन पेंशन स्कीम है जिसमें व्यक्तिगत और सरकारी योगदान होता है। यह एक व्यक्ति के जीवनकाल के लिए पेंशन की सुविधा प्रदान करता है।

3. इंदिरा गांधी राष्ट्रीय वृद्धजन पेंशन योजना (Indira Gandhi National Old Age Pension Scheme - IGNOAPS): इस योजना के तहत 60 वर्ष से अधिक आयु के गरीब बुजुर्गों को मासिक पेंशन प्रदान की जाती है।

4. राज्य सरकारों की पेंशन योजनाएं: भारत के विभिन्न राज्यों में भी विभिन्न पेंशन योजनाएं मौजूद हैं, जो बुजुर्गों को वित्तीय सहायता प्रदान करती हैं। इनमें वर्षा पेंशन योजना, यशवंत रावन पेंशन योजना, आदि शामिल हैं।

 

Other reference:

 

The programme proposed granting Rs. 7,620 (approximately $110) annually to the impoverished 75% of Indian households. - Times of India

 

  “Making out a case for the other UBI in India” - The Hindu

Universal basic income in India- Wikipedia

A Universal Basic Income is unconditional. It requires that every person should have a right to a basic income to cover their needs, just by virtue of being citizens. - Drishtiias

Title: Universal Basic Income in India: Policy Guidelines and Implementation

Introduction: Universal Basic Income (UBI) is a concept that has gained significant traction in recent years as a potential solution to address poverty, inequality, and social protection. In the Indian context, UBI has been proposed as a means to provide financial security to all citizens and ensure a basic standard of living. This article explores the concept of Universal Basic Income, its feasibility in India, and proposed policy guidelines for its implementation.

Understanding Universal Basic Income: Universal Basic Income is a form of social security in which all citizens or residents of a country regularly receive an unconditional sum of money, regardless of their income, wealth, or employment status. The objective of UBI is to ensure that every individual has access to a basic level of income to meet their basic needs, such as food, shelter, and healthcare, thereby reducing poverty and inequality.

Feasibility of Universal Basic Income in India: India is home to a large population living below the poverty line, with significant income and wealth inequality. Universal Basic Income has the potential to address these issues by providing financial security to all citizens. However, the feasibility of implementing UBI in India depends on various factors, including:

• Financial Viability: The cost of implementing UBI and its impact on the government's finances.
• Administrative Feasibility: The ability of the government to identify and reach all beneficiaries, particularly those in rural and remote areas.
• Impact on Existing Welfare Schemes: The potential impact of UBI on existing welfare schemes and social protection programs.

Policy Guidelines for Universal Basic Income in India: While implementing Universal Basic Income in India, the following policy guidelines should be considered:

1. Determining the Basic Income Level:

• The basic income level should be determined based on the minimum income required to meet the basic needs of an individual or household.
• The basic income level should be periodically reviewed and adjusted to account for inflation and changes in the cost of living.

2. Targeting and Coverage:

• UBI should be universal and provided to all citizens, regardless of their income, wealth, or employment status.
• Special provisions should be made to ensure that vulnerable and marginalized sections of society, such as the elderly, disabled, and homeless, are included.

3. Financing UBI:

• UBI can be financed through a combination of sources, including:
  • Rationalization of existing subsidies and welfare schemes
  • Revenue generated from taxes, including direct and indirect taxes
  • Dividends from public sector enterprises
  • Revenue generated from natural resources

4. Phased Implementation:

• UBI can be implemented in a phased manner, starting with pilot projects in select regions to assess its effectiveness and impact.
• The implementation of UBI can be scaled up gradually based on the outcomes of the pilot projects.

5. Administrative Mechanism:

• An efficient and transparent administrative mechanism should be established for the disbursement of UBI.
• Aadhaar or any other unique identification system can be used for the identification and authentication of beneficiaries.

6. Monitoring and Evaluation:

• A robust monitoring and evaluation framework should be put in place to assess the effectiveness and impact of UBI.
• Regular audits and reviews should be conducted to ensure transparency and accountability in the implementation of UBI.

7. Coordination with State Governments:

• UBI should be implemented in coordination with state governments to ensure effective implementation and coverage.
• State governments should be given flexibility in the implementation of UBI based on their specific requirements and priorities.

8. Public Awareness and Participation:

• Public awareness campaigns should be conducted to educate people about the benefits of UBI and how it can improve their lives.
• Public participation and feedback should be encouraged to ensure the successful implementation of UBI.

Impact of Universal Basic Income in India: The implementation of Universal Basic Income in India is expected to have several positive impacts, including:

• Poverty Reduction: UBI will provide financial security to all citizens, reducing poverty and inequality.
• Social Protection: UBI will ensure that all individuals have access to a basic level of income, improving their standard of living and well-being.
• Economic Stimulus: UBI will increase purchasing power and consumer demand, leading to economic growth and development.
• Simplified Welfare System: UBI will simplify the existing welfare system by consolidating various subsidies and welfare schemes into a single, universal payment.

Challenges and Way Forward: While Universal Basic Income has the potential to address poverty and inequality in India, its implementation is not without challenges. Some of the key challenges include:

• Financial Sustainability: Ensuring the financial sustainability of UBI and its impact on the government's finances.
• Administrative Capacity: Building the administrative capacity to identify and reach all beneficiaries, particularly those in rural and remote areas.
• Public Acceptance: Garnering public acceptance and support for UBI, especially among policymakers and stakeholders.

Conclusion: Universal Basic Income has the potential to transform the social protection system in India by providing financial security to all citizens. By following the proposed policy guidelines and addressing the challenges effectively, India can successfully implement UBI and ensure a basic standard of living for all its citizens. Universal Basic Income is not just a welfare scheme; it is an investment in the future of India, ensuring that no one is left behind in the journey towards development and prosperity.

Maintenance and Welfare of Parents and Senior Citizens Act, 2007