Total Pageviews

Wednesday, January 13, 2016

New Test for entry to engineering bring more difficulty for parents

New Test for entry to engineering bring more difficulty for parents

Now more power to coaching industry due to this add on  now normal subject level guidance fee will 1.5 times due to this add on of aptitude.

As concern as subject oriented guidance student still need to study full year because 2-3 month practice is really not give platform to crack the  exam like IIT/NIT or premium engineering exams

Feedback mark to the new  proposal by HRD is 2 -3 out of 10 scale by parents

Ref ; http://www.hindustantimes.com/education/new-test-for-entry-to-engineering-to-be-first-conducted-this-october/story-Dr6rRCbkCqKcUMXMCEovsO.html




Tuesday, January 12, 2016

How to claim PF advance for COVID-19?- UAN Enabled EPF Withdrawal Online if Aadhar, PAN, and Bank KYC updated PF Partial withdrawal Rule 19,10C and for advance form 31

if person do not know UAN Number for old account then they can follow below steps to get UABN Number 

 Case 1: UAN Allotment for Existing PF 


 Link: https://unifiedportal-mem.epfindia.gov.in/memberinterface/ direct link : https://unifiedportal-mem.epfindia.gov.in/memberinterface/no-auth/existingmember/home?_HDIV_STATE_=20-10-104D6F4047CA2C962AF3E58E88933FD5

Direct UAN Allotment by Employees Link:

PF Account Number Format Details | Establishment ID & Extension” 

Old PF Number Format State/establish code ( 4 Digit) / PF Number(independed personal id 3-4 digit) 

 New PF Number Format State/CityEPFO/Establish code(7 Digit)/000/PF Number ( 7 Digit) EPF Balance Check Methords 


Online PF Balance Check for EPFO Member, 


Enquiry Online PF check facility is available at EPFO portal . All you have to do is login the portal using your credentials, and then you can view your PF balance. EPF balance check Through EPFO Portal: Login to www.epfindia.gov.in EPF balance check Through Missed Call: Give a miss call on 011-22901406 EPF balance check Through Mobile App: Download UMANG App EPF balance check Through SMS: Send a SMS to 7738299899 If you have your UAN, skip to the next step. If you do not have your UAN, go to the Member e-Sewa portal and click on the “Know Your UAN" link. You can find this link at the bottom of the login page. If your UAN is not activated, you can activate it by following the “Activate UAN" link just above the “Know Your UAN" link. 


 Unique PPO number Pension Payment Order 


 The unique PPO number is sent to every retiring employee via a letter by the EPFO. It is important for every person who has retired or is on the verge of retirement. ... Other than that, the PPO number also helps in speedy grievance redressal with the EPFO and knowing the pension status online. How to get PPO number using bank account number or PF number? Know here Knowing your Pension Payment Order (PPO) is necessary to get your pension. The PPO number is provided by the EPFO. Every pensioner has a unique PPO. HIGHLIGHTS Knowing your Pension Payment Order (PPO) is necessary to get your pension. The PPO number is provided by the EPFO. Every pensioner has a unique PPO. Every pensioner covered under the Employees Pension Scheme (EPS) is provided with a unique 12-digit number called the Pension Payment Order (PPO) which helps him acquire his pension. If you are a pensioner and you cannot remember your PPO number, here’s how you can retrieve it easily, either using your bank account number linked to the Employee Provident Fund (EPF) or using your PF number. Follow these steps to easily get your PPO number Step 1: Log on to www.epfindia.gov.in Step 2: Click on the Pensioner’s portal Step 3: Next you will be redirected to the ‘Welcome to pensioners portal’. On that page, click on ‘Know your PPO number Step 4: In the next step, enter either your bank account number or PF number On submitting the required details, you will get to know your PPO number along with your Member ID and type of pension. On the other hand, you can also get your PPO number by directly going on to https://mis.epfindia.gov.in/PensionPaymentEnquiry/, which is a separate website of the EPFO that provides all the information about life certificates, PPO number, PPO inquiry, payment information and your pension status. The PPO number is essential when applying for a pension and is needed when one submits his/her life certificate every year. Pensioner's Portal Link: https://mis.epfindia.gov.in/PensionPaymentEnquiry/enquiry.jsp
Knows your PPO No. Link:https://mis.epfindia.gov.in/PensionPaymentEnquiry/RegionCodeController
PPO Enquiry/ Payment Enquiry Link:https://mis.epfindia.gov.in/PensionPaymentEnquiry/paymentEnquiry.jsp

How to request for generate PPO Number 

if you do not have PPO number 

Employees who are yet to get PPO Number

login here: https://cpao.nic.in






12 DIGIT NEW PPO NUMBER



Pension Sanction & Payment Tracking System called 'BHAVISHYA'. The system provides online tracking of pension sanction and payment process by the individual as well as the administrative authorities. 

The forms for processing of pension can be submitted online.

Scheme certificate-Now Available on UMANG APP

Scheme certificate is issued to members who withdraw their EPF contribution but wish to retain their membership with EPFO, to avail pension benefits on attainment of retirement age. Further, Scheme Certificate is also useful for family members to avail family pension, in case of untimely death of the eligible member.

EPS members can apply for scheme certificate under Employees’ Pension Scheme, 1995.

Scheme Certificate is also useful for family members to avail family pension, in case of untimely death of the eligible member.

How can you avail scheme certificate facility?


For availing the service on Umang App, an active Universal Account Number (UAN) and a mobile number registered with the EPFO is required.

Rule for PF advance for COVID-19


75 per cent of the amount standing to your credit in the account, or three months of Basic+DA, whichever is lower.

The application can be made online through EPFO portal.
The application for COVID-19 claim is allowed even if any other advance is pending.
PF advance for COVID-19 can be claimed only once.


How to claim PF advance for COVID-19?

a. Login to Member Interface of Unified Portal
(https://unifiedportalmem.epfindia.gov.in/memberinterface)
b. Go to Online Services>>Claim (Form-31,19,10C & 10D)
c. Enter your Bank Account and verify
d. Click on “Proceed for Online Claim”
e. Select PF Advance (Form 31) from the drop down
f. Select purpose as “Outbreak of pandemic (COVID-19)” from the drop down
g. Enter amount required and Upload scanned copy of cheque and enter your address
h. Click on “Get Aadhaar OTP”
i. Enter the OTP received on Aadhaar linked mobile.
j. Claim is submitted.



How to check your service period transfer?


An individual can check the whether the service period got transferred or not on EPFO's member sewa portal.

An individual can check his past and current service details under the service history tab on the member's e-Sewa portal.



UAN Enabled EPF Withdrawal Online if Aadhar, PAN, and Bank KYC updated  PF Partial withdrawal Rule 19,10C and for advance form 31

https://unifiedportal-mem.epfindia.gov.in/memberinterface/



Now, employee can submit their PF claim for withdrawn/Advance with new  form 19 UAN,10C UAN & 31UAN directly to the commissioner without employer attestation, It is applicable for those employees whose details like Aadhaar number and Bank account number have been seeded in thier UAN and whose UAN have been activated and their KYC have been verified by the employer.

All other employees who not full filling  the above condition shall continue to make their claims of withdrawn/Advance in existing form 19, 10C & 31. 


EMPLOYEE PROVIDENT FUND- PF  Partial withdrawal Rule


Advances / Withdrawls
Advance/ Withdrawals may be availed for the following purposes :
  • Marriage / Education
  • Treatment
  • Purchase or construction of Dwelling house
  • Repayment of Housing Loan
  • Purchase of Plot
  • Addition/Alteration of House
  • Repair of House
  • Lockout
  • Withdrawal Prior to Retirement
  • Other Advances
  • Notes
For Marriage / Education
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-k of the SchemeFor the marriage of:
  1. self
  2. son, daughter
  3. brother, sister
For education of :
    • self
    • son, daughter
Should complete atleast 7 years of service. 3 times in the entire service50% of Employee share at the time of tendering the applicationApply in Form-31 through the Employer

Bonafide Certificate duly indicating the fees payable from the educational institution

Marriage invitation card along with the
application should be submitted through the employer           

For Treatment                            
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-j of the Scheme

Whenever required for treatment

For the treatment of :
  1. self
  2. Hospitalisation for 1 month or more
    1. major surgical operation in a hospital
    2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment
      and having been granted leave by his employer for the treatment of said illness
  1. family( spouse, son, daughter, dependent father, mother)
    1. major surgical operation in a hospital and 1 month or more hospitalisation for the operation
    2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment
  • No minimum service required
  • Certificate from ESI or from Employer that the ESI facility are not available to the member
  • a doctor [ or registered medical practitioner] of the hospital certifies that a surgical operation or hospitalisation for 1 month or more is/was necessary
  • In case of TB, leprosy ...etc., a specialist doctor should certify
6 times of Wages

OR

Full of Employee share
(whichever is less)
Certificates of proof as mentioned in the eligibility column

Apply in Form-31 through the Employer
For he construction/ purchase of dwelling unit (house/ flat)                           
Type of Advance
Purpose
EligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-B of the Scheme

Only Once (either 'construction or purchase of house' or 'repayment of housing loan)

Apply in Form-31
For the construction/ purchase of dwelling unit (house/ flat)
  • Should complete 5 Years of service
  • Only once in service
  • property should be in the name of self or spouse or jointly
  • should not be a joint property owned by other than the spouse
36 times of WagesDeclaration in the Proforma obtained along with application signed by Member

Apply in Form-31 through Employer
Repayment of housing loan                    
Type of Advance
Purpose
EligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-BB of the Scheme

Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form-31

Repayment of housing loan

  • Should complete 10 Years of service
  • Only once in service
  • property should be in the name of self or spouse or jointly
  • should not be a joint property owned by other than spouse
36 times of WagesDeclaration in the Proforma obtained with approval and signed by the Member

Apply in Form-31 through the Employer
r the purchase of site/ plot                  
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-B of the Scheme

Only Once

For the purchase of site/ plot
  • Should complete 5 Years of service
  • Only once in service
  • property should be registered in the name of self or jointly with spouse 
  • should not be a joint property owned by other than spouse
24 times of WagesFilled-up Declaration(from the Employee in the prescribed form and enclosed with the application.

Copy of the Purchase Agreement

Apply in Form-31 through the Employer
Addition/alteration of house                  
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-B(7) of the Scheme

Only Once

Apply in Form-31
Addition/alteration of house
(same type of advance can be availed for repair of house)
  • Should complete 5 Years after construction
  • Annexure III (construction / completion certificate/ utilisation certificate) should be submitted
  • Only once in service
  • property should be in the name of self or spouse or jointly
  • should not be a joint property owned by other than spouse
12 times of WagesCertificates of proof

Apply in Form-31 through the Employer
Repair of house                                                        
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-B(7) of the Scheme

Only once    
Repair of house
(same type of advance can be availed for alteration of house)
  • Should complete 10 Years after construction
  • Annexure XIII (construction completion certificate) should be submitted
  • Only once in service
  • property should be in the name of self or spouse or jointly
  • should not be a joint property owned by other than spouse
12 times of WagesCertificates of proof

Apply in Form-31 through the Employer
Lockout or closure of the establishment                          
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-H of the Scheme

Whenever need arises    
Lockout or closure of the establishment
  • No minimum service
  • should be closed for more than 15 days
  • Wages for atleast 2 months is not paid
  • Balance should be there in Employee's share. If closed for more than 6 months, advance can be allowed from Employer's share also
equivalent to the total of wages multiplied by no. of months closedDeclaration

Apply in Form-31
Withdrawal prior to retirement                                
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-NN of the Scheme

Only once    
Withdrawal prior to retirement
  • No minimum service
  • atleast 54 years of age
  • 1 year before retirement
90% of total of both sharesCertificate from the employer showing the date of retirement

Apply in Form-31

Public Provident Fund - PPF Partial Withdrawal Rule


Public Provident Fund - PPF  Partial Withdrawal Rule 



you can make one withdrawal per year starting from your seventh year. The first withdrawal can be done after the expiry of 5 full financial years from the end of the year in which your initial subscription was made. The amount of withdrawal will be limited to 50% of the balance at credit at the end of the fourth year immediately preceding the year in which the amount is to be withdrawn, or the balance at the end of the preceding year, whichever is lower, as per the PPF rulebook. Thereafter, you can make one withdrawal per year. The withdrawal amounts are not repayable.


apply in Form C or as near thereto as possible, together with his pass book to the Accounts Office withdrawing from the balance to his credit, an amount not exceeding fifty per cent of the amount that stood to his credit at the end of the fourth year immediately preceding the year of withdrawal or at the end of preceding year, whichever is lower,

Wednesday, December 2, 2015

PRECAUTION BEFORE TAKING THE POSSESSION OF THE FLAT- Real Estate

PRECAUTION BEFORE TAKING THE POSSESSION OF THE FLAT

#Realestate
·         Doors and windows: Ensure your apartment is provided with required doors and windows for proper ventilation in all rooms, including bathroom and kitchen. Improper ventilation can cause numerous problems in future. Ensure all the sliding door/windows work smoothly.

·         Measure size of room: Some builders or developers divert from the sanction planned resulting in reduction in the size of rooms and bathrooms. Ensure that all rooms are provided enough space. Measure the hall, kitchen, bathroom and bedroom sizes. We can ask for compensation for less / difference area.

·         Wall Painting: Wall painting need to be checked before taking possession of home or flat from the builder or developer. Some builders or developers provide single coat wall painting in some rooms instead of double coat. Check if all walls have double coat. Exterior painting should be complete along with window and balcony grills.

·         Cracks on the wall: Look for cracks in the foundation, ceilings and walls, which indicate movement of the structure caused by settling, soil expansion. Check for cracks on the walls, especially between electrical sockets.

·         Checking the tile work: It is also important if there is any crack, hole or damage then it can be replaced but after moving in it is very difficult to do tile work which smokes a lot of dust while removing. Also check the all tiles have proper grouting between the floor tiles and border of walls (No space between the two adjacent tiles) it causes the sippages issue in the floor and wall.

·         Electrical fittings: It is better to ensure the electrical fitting are as specified and the switches and plugs are connected to the main supply line. Extra points are provided are not as per your requirements.

·         Drainage outlets: This is one of the important things you need to check before taking the possession of flat or home. Clogged outlets are a menace if not rectified before you move in. Water collects in bathrooms, kitchen and balconies and creates a mess. Check if all Drainage outlets such as balcony, bathroom, kitchen, utility, etc. are working and not clogged.

·         Check for Leakages: Check if all bathroom fittings are as per specification. Check the working of taps and bathroom fittings. Ensure there are no leakages when opening or switching on taps. Make sure the granite platform in the kitchen is not leaking. Pour a bucket of water on the granite platform and observe for any leakage below it. Check the hot and cold mixer. Also check for water flow from kitchen, bedrooms, and hall. Slope should be towards bathrooms or the terrace. Make sure water is completely draining out and not accumulating at one place. Observe if any leakages are seen in your bathroom. These leakages can cause major headaches later.

·         Check switches and plug-points: Make sure that all the sockets, plugs and bulb holder are connected to the main supply. Also check if main fuse in the house is controlling complete current supply. If you have an inverter, ensure the supply shift to the inverter if the main switch is switched off. Check if all switches and plug-points are working. Check if the extra electrical sockets/switches you had asked for are provided as per requirement.

·         Safety measures: Ensure that your building is constructed according to safety rules provided by the fire department and National building code. Check if your gas leak detector is working by burning a piece of paper and allowing the smoke to fill the kitchen.

·         Check for safety equipments: Like firefighting instruments that are compulsory for every building today. Whether the builder has followed the safety measures or not as per the government rules and regulations. If there is gas pipeline system then check whether the gas leak detector is working properly or not.

·         Parking Space: One very important thing is to check the parking lot which is allotted to you as it is usually not clear on paper. Ensure that it is enough to accommodate a big sized car and easily accessible otherwise it will be difficult for you to adjust the big car in small space.

·         Kitchen Granite slope: Make sure the kitchen granite slope is towards the sink or else you may have to keep cleaning the stagnant water on the granite daily.

·         Chimney: Decide whether you are going for chimney or ventilator fan for kitchen and get the provision done for the same.

·         Wiring: It will be the worst thing in most of the apartments. Ensure that you get the best company switches and MCBs and that they provide separate wiring for geysers, fridge, washing machine, microwave oven etc so that you will not face any difficulty in case you prefer to install Inverter.

·         Possession letter: If your building or apartment is provided with all amenities, size of rooms is as per approval provided and you have checked all things in your apartment, it is time for taking possession of your flat or home. While taking possession of the flat or home, ensure that you have received all documents from the builder. Possession letter, Blue print, No-Objection Certificate, Development agreement, Power of Attorney, Commencement Certificate, Search Report of the Builder’s Advocate, Receipts of payments made to the builder, Letter of allotment etc are some of the important documents required from the builder or developer during possession of the apartment.

·         List of amenities: Builders offer or promise a list of amenities for an apartment you are buying. They include amenities such as playground, lift, swimming pool etc. After completion of construction, buyers or investors find that builder has not provided all amenities as per promised or agreed. Check your agreement to see the list of amenities and make sure each one is provided as per specification.

·         GDA / Nagar Palika will issue Occupancy Certificate (OC), if and only if the building has been constructed according to the Sanctioned Plan and meets all bye-laws. GDA / Nagar Palika has rights to allow up to a maximum of 5% deviations (but that too subjected to certain conditions). If deviations are more than 5% GDA / Nagar Palika  will not issue OC.  Without OC, you will not get Khata (so called ‘A’ Khata). Still you can pay property tax etc, but you will not get your ‘A’ Khata (I mean Khata Certificate and Khata Extract).  Without ‘A’ Khata, neither you can sell your property nor you can get mortgage loan from the bank.

·         And last but not the least, do not pay the entire amount for the flat before you take over possession of the flat. Keep atleast 10-15% of the total money with you and pay only during handing over of keys. Many people pay the whole amount before hand and builders turn a deaf ear to their requests for completion of work.

Cheating in Sale deal Buyer _ builders- Real Estate

Cheating in Sale deal Buyer _ builders - Real Estate

#Real estate


as per Real estate bill - appropriate compensation mention or as prescribed  - what is the meaning of appropriate compensation
builder charging from buyer or investor 18 to 24 percentage for single day delay  so rules are not same from both side

Builder mentioning one sided penalty rule and no compensation mention for delay by them in this case they are playing

we urge to government of India same penalty for builder also as delay by them
bank intrest + penalty for delay 

Hiding facts and manipulation to gain profit

Sale deal format should be fix national wise and only down able from government online site. All buyer concern and clause should be fixed , penalty clause should be same for builders or Buyer , like if 18 % charges from customer /buyer for any delayed then Builder have to pay same 18 % for delay by builder by any reason, and in addition to above builder have to pay

Direct & indirect cost incurred by buyer due to delayed possession.

A 18% interest on the amounts paid till date in addition to per square feet compensation, in line with what he has made all of us pay.

B Rentals paid by flat owners during this delayed period.

C Potential rental revenue loss by the investors due to this delay.

D Bank interest paid by flat owners to the banks towards the home loan.

To stop Corruption and cheating in Sale deed by builder


Fix Heads Structure and streamline cost in all Builder /real estate
Online submit on government portal and same can be only use as for sale deed with all individual buyers. Viewable to everyone.
Bar coded and PAN / TIN Number linking.
Strict provision for builder to upload monthly bases of construction progress picture and until and construction activity going on they cannot send offer for possession and asked for final demand.

Government Initiative /Effort:

Real estate bill: All changes by Rajya Sabha panel accepted 


A major amendment is the proposed parity in the interest payable by allottee and developer in case of any default by either party

The committee said in its report: "The interest rate payable by the promoters as well as by allottees shall be same in eventuality of any default by either of them."


ET- 16 November 2015

Important transparency clue in India for Investor and home buyers.

Important transparency clue in India for Investor and home buyers.

Before investing in any real estate project ask for cin number of company and check public document from ministry of corporate affairs in India

Document like 
Corporate Identification Number CIN Number
Registration Number
Financial Data
3 Years Balance sheet - Annual Returns and balance sheet
Cash Flow Statement
Profit and loss account
Ration Analysis
ShareHolders
Credit Rating
Directors Details
Certificates
Certificate of Registration of Mortgage
Certificate of Incorporation

Wednesday, November 25, 2015

LPG पाइपलाइन परियोजना Unique customer Number India Gas portability - common carrier for Piping domestic cooking Gas- elimination of monopolies

End of monopoly? Urban gas supply could be just one move away from a major reset


the Petroleum and Natural Gas Regulatory Board (PNGRB) will likely be ready with a regulatory framework for elimination of monopolies

Several CNG and piped cooking gas distributors have enjoyed exclusive marketing rights far longer than the usual 3-5 years that licenses permit. Introducing competition was necessary for market efficiency and increased consumer benefit
a network is declared a common carrier, the distributor will have to reserve a fifth of its capacity for third parties, including suppliers and customers


हर घर गैस पाइपलाइन  - घर की लक्ष्मी  खुश  तभी  तो देश भी खुश 
सभी इंडीविसुअल  परिवार  के लिए गैस पाइप कनेक्शन अनिवार्य  यदि नहीं चाहते तो लिखित में एप्लीकेशन देनी पड़ेगी। 
अगर कोई सोसाइटी गैस पाइप कनेक्शन नहीं  चाहती तो 51% फ्लैट ओनर के साथ  लिखित में  होगा। 
गैस पाइप लाइन  डालने की परमिशन 15 दिन के भीतर  देने की अनिवार्यता हो। 

अगर  किसी बिल्डर सरकारी  संस्था  को आपत्ति हो तो लिखित में देना होगा 

टूटी रोड  जो की  गैस पाइप लाइन  डालते  समय टूटती है  तो रोड रिपेयर  का 60%  भार  नगर निगम  राज्य सरकार  और केंद्र सरकार  उठाए  और 40%   पैसा  गैस  पाइप लाइन कंपनी  से वसूला  जाए  और एक अलग से रोड रिपेयर डिपार्टमेंट  (mini PWD) बनाए    जिसका काम 15 दिन में इस तरह की टूटी  रोड रिपेयर ( लगभग  १ फुट  x  लम्बाई) करना होगा क्युकी प्राइवेट  लोग तो  काम करके टूटी रोड  छोड़  कर  भाग जाए है।  अतः जिम्मेदारी तय होना  अति आवश्यक है।  15 दिन में रिपेयर रोड ना  

गैस लाइन  कम्पनीज  के भी टारगेट तय हो  अचीवे ना  कर पाने पर पेनलिटी  लगाई जाए. 

अभी तो 25 लाख की पापुलेशन में  HCG  ने 25000  कनेक्शन किये है  १० साल मे। 
ऐसा ही कुछ  IGL कभी हाल  है। 

नई कनेक्शन लेते समय कस्टमर से कुछ भी पैसा न लिया जाए  तथा  मंथली  बिल में किस्तों में सिक्योरिटी  का पैसा लिया जाए। एक  बार  इंस्टालेशन  और रोड रिपेयर (सिर्फ सीमेंटेड रोड बनाई जाए )में खर्च पैसा भी एन्ड कस्टमर से 5 सालो में किस्तों में  लिया जाए।  

सभी सोसाइटीज में  गैस पाइप लाइन  डालने से यदि कोई इंटरनल  रोड टूटी है  तो उसे भी सेमेंटरीकरण  कर ठीक  किया जाए.  ( लगभग  १ फुट  x  लम्बाई) 

Thursday, October 15, 2015

Motivation and Circle of Influence

Motivation और Circle of Influence: जो बदल सकते हैं, वहीं ऊर्जा लगाइए

भूमिका: Motivation केवल भावना नहीं, दिशा और कार्रवाई है

जीवन में हर व्यक्ति के सामने ऐसी परिस्थितियाँ आती हैं जिन्हें वह नियंत्रित नहीं कर सकता—दूसरों की राय, आर्थिक परिस्थितियाँ, प्रतियोगिता, बाजार, राजनीति, मौसम, संस्थागत निर्णय या अचानक आने वाली समस्याएँ।

लेकिन हमारे पास एक शक्तिशाली क्षेत्र हमेशा मौजूद रहता है—Circle of Influence, अर्थात् वे विषय जिन पर हम अपने निर्णय, व्यवहार और निरंतर प्रयास के माध्यम से वास्तविक प्रभाव डाल सकते हैं।

यही सोच Motivation को केवल “जोश” से निकालकर व्यावहारिक जीवन-रणनीति बनाती है।

“जिसे आप नियंत्रित नहीं कर सकते, उस पर चिंता कम करें; जिस पर प्रभाव डाल सकते हैं, उस पर कार्रवाई बढ़ाएँ।”

यह सिद्धांत विद्यार्थी, अभिभावक, शिक्षक, कर्मचारी, उद्यमी और नीति-निर्माता—सभी के लिए उपयोगी है।


1. Circle of Concern और Circle of Influence में अंतर

हमारी चिंताओं को मोटे तौर पर दो भागों में समझा जा सकता है:

Circle of Concern — चिंता का क्षेत्र

इसमें वे बातें आती हैं जिनकी हमें चिंता होती है, लेकिन जिन पर हमारा प्रत्यक्ष नियंत्रण बहुत कम या नहीं होता।

उदाहरण:

  • परीक्षा का कठिन या आसान होना
  • दूसरे विद्यार्थी कितनी मेहनत कर रहे हैं
  • प्रतियोगी परीक्षा में कितने उम्मीदवार बैठेंगे
  • सोशल मीडिया पर लोग क्या सोचेंगे
  • आर्थिक परिस्थितियों में अचानक बदलाव
  • किसी संगठन का अंतिम निर्णय
  • मौसम या बाहरी परिस्थितियाँ

Circle of Influence — प्रभाव का क्षेत्र

यह वह क्षेत्र है जहाँ हमारे निर्णय और व्यवहार परिणाम को प्रभावित कर सकते हैं।

उदाहरण:

  • प्रतिदिन कितने घंटे गुणवत्तापूर्ण अध्ययन करना
  • अपनी कमजोरियों की पहचान करना
  • सही study strategy बनाना
  • समय पर revision करना
  • स्वास्थ्य और नींद का ध्यान रखना
  • feedback लेना
  • communication बेहतर करना
  • नई skill सीखना
  • परिवार और टीम के साथ सकारात्मक संवाद रखना

Motivation का वास्तविक उद्देश्य Circle of Concern को बढ़ाना नहीं, बल्कि Circle of Influence को मजबूत करना होना चाहिए।


2. Motivation का सही अर्थ क्या है?

Motivation का अर्थ केवल उत्साहित होना नहीं है।

कई बार व्यक्ति motivational videos देखकर कुछ घंटों के लिए बहुत उत्साहित हो जाता है, लेकिन उसके बाद वही पुरानी आदतें वापस आ जाती हैं।

इसलिए:

Motivation + Discipline + Measurement + Feedback = Sustainable Progress

एक प्रभावी motivation system में चार तत्व होने चाहिए:

  1. स्पष्ट लक्ष्य
  2. छोटे actionable steps
  3. नियमित measurement
  4. feedback और course correction

यही कारण है कि motivation को केवल मानसिक भावना के रूप में नहीं बल्कि performance management system के रूप में भी देखा जा सकता है।


3. विश्वसनीय आँकड़े हमें क्या बताते हैं?

Motivation और performance की चर्चा केवल व्यक्तिगत अनुभवों पर आधारित नहीं होनी चाहिए। विशेषकर बच्चों और युवाओं के संदर्भ में emotional well-being को गंभीरता से लेना आवश्यक है।

UNICEF India के अनुसार, भारत में लगभग 10.6% आबादी किसी न किसी मानसिक स्वास्थ्य स्थिति का अनुभव करती है, जबकि 18–29 वर्ष आयु वर्ग में overall mental morbidity का अनुमान 7.3% बताया गया है। NCERT के 2022 survey के अनुसार 11% विद्यार्थियों ने anxiety, 14% ने extreme emotions और 43% ने mood swings की सूचना दी।

UNICEF की 2025 India service-mapping report भारत में लगभग 436 million children and adolescents को भविष्य की महत्वपूर्ण demographic asset बताती है और यह रेखांकित करती है कि बच्चों एवं किशोरों के mental-health support infrastructure में अभी महत्वपूर्ण gaps मौजूद हैं।

WHO के अनुसार भारत में mental-health conditions का आर्थिक नुकसान 2012–2030 के बीच लगभग US$1.03 trillion अनुमानित किया गया है। WHO यह भी बताता है कि mental health केवल बीमारी की अनुपस्थिति नहीं बल्कि well-being और effective functioning का आधार है।

इन आँकड़ों का अर्थ यह नहीं है कि हर तनाव motivational समस्या है। बल्कि संदेश यह है कि performance, emotional well-being और social support को एक साथ देखना आवश्यक है।


4. विद्यार्थी के लिए Circle of Influence

प्रतियोगी परीक्षाओं की तैयारी में विद्यार्थी अक्सर ऐसी चीजों पर ऊर्जा खर्च करता है जिन पर उसका नियंत्रण नहीं होता।

Concern

  • दूसरे विद्यार्थी कितने घंटे पढ़ रहे हैं?
  • कितने लाख विद्यार्थी परीक्षा देंगे?
  • पेपर कितना कठिन आएगा?
  • Cut-off कितनी जाएगी?
  • किस coaching institute के कितने selections होंगे?

Influence

  • आज का study target
  • कमजोर chapters की पहचान
  • mock test analysis
  • गलत प्रश्नों की notebook
  • revision schedule
  • sleep और physical activity
  • doubts को समय पर पूछना
  • distractions को नियंत्रित करना

एक सरल नियम

“Competition को मत गिनिए, अपनी तैयारी को मापिए।”

विद्यार्थी के लिए daily dashboard में केवल कुछ प्रमुख indicators रखे जा सकते हैं:

KPI दैनिक/साप्ताहिक माप
Effective Study Hours वास्तविक focused hours
Questions Solved विषयवार संख्या
Accuracy सही उत्तर %
Revision निर्धारित बनाम पूरा
Mock Test Score + percentile
Error Analysis दोहराई गई गलतियाँ
Sleep पर्याप्त/अपर्याप्त
Physical Activity नियमित/अनियमित

5. अभिभावकों का Circle of Influence

अभिभावक अपने बच्चे के marks को सीधे नियंत्रित नहीं कर सकते।

लेकिन वे ऐसा वातावरण बना सकते हैं जिसमें बच्चा बेहतर प्रदर्शन कर सके।

Parents क्या नियंत्रित कर सकते हैं?

  • घर का learning environment
  • बातचीत का तरीका
  • तुलना से बचना
  • realistic expectations
  • बच्चे को सुनना
  • routine में सहयोग
  • पर्याप्त sleep और भोजन
  • जरूरत पड़ने पर professional support लेने में मदद

UNICEF India भी supportive relationships और positive parenting को बच्चों एवं युवाओं के mental well-being के महत्वपूर्ण protective factors के रूप में रेखांकित करता है।

इसलिए:

“बच्चे को केवल यह मत पूछिए कि कितने नंबर आए; यह भी पूछिए कि आज क्या सीखा?”


6. Teacher का Circle of Influence

Teacher परीक्षा का final result नियंत्रित नहीं कर सकता।

लेकिन teacher नियंत्रित कर सकता है:

  • concept clarity
  • quality of questions
  • feedback
  • doubt resolution
  • individual attention
  • student motivation
  • error analysis
  • learning environment

एक अच्छे teacher का लक्ष्य केवल syllabus complete करना नहीं होना चाहिए।

Goal होना चाहिए: Student को धीरे-धीरे self-directed learner बनाना।


7. Workplace में Circle of Influence

Professional life में भी यही सिद्धांत लागू होता है।

कर्मचारी अक्सर promotion, salary, management decision या दूसरे लोगों की performance को लेकर चिंता करता है।

लेकिन उसका वास्तविक influence क्षेत्र हो सकता है:

  • काम की गुणवत्ता
  • deadline management
  • communication
  • technical skills
  • stakeholder management
  • documentation
  • problem-solving
  • teamwork
  • continuous learning

Career Growth Formula

Skill × Execution × Visibility × Reliability = Career Influence

केवल अच्छा काम करना पर्याप्त नहीं है। अपने काम के impact को स्पष्ट रूप से communicate करना भी आवश्यक है।


8. Circle of Influence को बढ़ाया कैसे जाए?

Circle of Influence कोई स्थिर सीमा नहीं है।

जब व्यक्ति लगातार छोटे-छोटे क्षेत्रों में प्रभावी action लेता है, तो उसका influence बढ़ सकता है।

चरण 1 — चिंता लिखिए

उदाहरण:

“मुझे डर है कि मैं competitive exam में सफल नहीं हो पाऊँगा।”

चरण 2 — Concern को छोटे हिस्सों में बाँटिए

  • Syllabus कितना पूरा है?
  • कौन से chapters कमजोर हैं?
  • Mock-test accuracy कितनी है?
  • Revision कितना हुआ?
  • Time management कैसा है?

चरण 3 — Influence तय कीजिए

उदाहरण:

अगले 7 दिनों में दो कमजोर chapters revise करना और तीन mock tests का error analysis करना।

चरण 4 — Measurement कीजिए

भावना नहीं, data देखिए।

चरण 5 — सुधार कीजिए

जो काम नहीं कर रहा है, strategy बदलिए—लक्ष्य नहीं।


9. Motivation का नया मॉडल: MOA Framework

एक सरल framework विकसित किया जा सकता है:

M — Measure

अपनी वर्तमान स्थिति मापिए।

O — Own

जिस हिस्से पर आपका influence है, उसकी जिम्मेदारी स्वीकार कीजिए।

A — Act

छोटे लेकिन measurable actions शुरू कीजिए।

Measure → Own → Act → Review → Improve

इसे हर सप्ताह दोहराया जा सकता है।


10. 30-Day Circle of Influence Challenge

Week 1 — Awareness

  • अपनी 10 प्रमुख चिंताएँ लिखें।
  • उन्हें Concern और Influence में बाँटें।
  • तीन सबसे महत्वपूर्ण influence areas चुनें।

Week 2 — Action

हर दिन तीन छोटे actions निर्धारित करें।

उदाहरण:

  • 2 घंटे focused study
  • 50 questions
  • 30 मिनट revision

Week 3 — Measurement

हर दिन progress record करें।

Target बनाम Actual

Week 4 — Impact Assessment

पूछें:

  • क्या productivity बढ़ी?
  • क्या stress कम हुआ?
  • क्या consistency बेहतर हुई?
  • क्या performance indicators में सुधार आया?
  • कौन-सी strategy काम नहीं आई?

इसके बाद अगले 30 दिनों की योजना तैयार करें।


11. Impact Assessment: Motivation को measurable बनाइए

किसी भी motivation programme को सफल तभी माना जाना चाहिए जब उसका measurable impact दिखाई दे।

Suggested Impact Dashboard

क्षेत्र Baseline 30-Day Target Impact Indicator
Effective Study 3 घंटे 5 घंटे +66%
Mock Accuracy 60% 75% +15 percentage points
Revision Completion 50% 90% +40 points
Distraction Time 3 घंटे 1.5 घंटे -50%
Task Completion 60% 85% +25 points
Self-Assessment अनियमित साप्ताहिक 100% adherence

नोट: ये target illustrative हैं; वास्तविक लक्ष्य व्यक्ति की baseline और परिस्थिति के आधार पर तय किए जाने चाहिए।


12. Policy Level पर Circle of Influence

यह विचार केवल individual motivation तक सीमित नहीं रहना चाहिए।

स्कूल, कॉलेज, workplace और community स्तर पर भी इसे लागू किया जा सकता है।

संभावित पहल

1. School Motivation Dashboard

  • attendance
  • learning progress
  • participation
  • academic improvement
  • well-being indicators

2. Parent Engagement Programme

हर महीने structured parent-teacher interaction।

3. Peer Support System

विद्यार्थियों को एक-दूसरे की सहायता और responsible peer support के लिए प्रशिक्षित करना।

UNICEF और भारत सरकार ने adolescent mental well-being में peer-support की भूमिका पर भी जोर दिया है; 2025 में UNICEF India ने Look–Listen–Link framework आधारित peer-support training को रेखांकित किया।

4. Early Warning System

लगातार attendance गिरना, academic performance में तेज गिरावट या behavioural changes जैसे संकेतों को early-support mechanism से जोड़ा जा सकता है।

यह diagnosis system नहीं होना चाहिए; इसका उद्देश्य समय पर support तक पहुँच बनाना होना चाहिए।


13. 2030 तक संभावित लक्ष्य

एक राष्ट्रीय/संस्थागत Motivation & Well-being Framework 2030 के अंतर्गत निम्न measurable targets विकसित किए जा सकते हैं:

  • Schools में structured goal-setting programmes
  • विद्यार्थियों के लिए life-skills और emotional-literacy modules
  • Parent engagement programmes
  • Teacher training
  • Peer-support mechanisms
  • Digital progress dashboards
  • Evidence-based intervention
  • Early referral pathways
  • Annual impact assessment

लक्ष्य केवल “motivated students” बनाना नहीं होना चाहिए।

लक्ष्य होना चाहिए:

Self-directed + resilient + skilled + responsible citizens


14. 2047 की दिशा: Motivation से National Human Capital तक

भारत की सबसे बड़ी ताकत केवल infrastructure नहीं, बल्कि उसका human capital है।

यदि विद्यार्थी अपने समय, ऊर्जा और क्षमता का सही उपयोग करना सीखता है; यदि शिक्षक उसे सही दिशा देता है; यदि परिवार supportive environment बनाता है; और यदि संस्थाएँ data-driven support system उपलब्ध कराती हैं, तो individual motivation धीरे-धीरे national productivity में बदल सकता है।

इसलिए Circle of Influence को एक व्यापक framework के रूप में देखा जा सकता है:

Individual → Family → School → Workplace → Community → Institution → Nation

हर स्तर पर एक ही प्रश्न होना चाहिए:

“हम किन चीजों को प्रभावित कर सकते हैं, और उन पर measurable action क्या है?”


15. निष्कर्ष: चिंता से कार्रवाई की ओर

जीवन में हर समस्या हमारे नियंत्रण में नहीं होगी।

लेकिन हमारी प्रतिक्रिया, हमारी तैयारी, हमारा अनुशासन, हमारा व्यवहार और हमारे अगले कदम—इन पर हमारा प्रभाव काफी अधिक हो सकता है।

इसलिए Motivation का सबसे व्यावहारिक रूप है:

कम शिकायत → अधिक स्पष्टता
कम तुलना → अधिक self-assessment
कम चिंता → अधिक preparation
कम reaction → अधिक responsible action
कम excuses → अधिक measurable execution

अंतिम संदेश

“अपने Circle of Concern को देखते रहना आसान है; अपने Circle of Influence में काम करना कठिन है। लेकिन वास्तविक परिवर्तन वहीं से शुरू होता है।”

व्यक्ति अपने influence क्षेत्र में लगातार छोटे सुधार करता है, तो उसका confidence बढ़ता है, performance बेहतर होती है और धीरे-धीरे उसका प्रभाव क्षेत्र भी विस्तृत हो सकता है।

यही Motivation को Action में और Action को Impact में बदलने का रास्ता है।


प्रमुख स्रोत

  • WHO India — Mental Health और भारत में mental-health burden.
  • UNICEF India — Young People और Mental Well-being.
  • UNICEF India — Child and Adolescent Mental Health Service Mapping: India 2024.
  • UNICEF India — Positive Parenting और Mental Well-being.
  • UNICEF India — Peer Support और Adolescent Mental Health.

Disclaimer: मानसिक स्वास्थ्य से जुड़े आँकड़े population-level estimates हैं। इन्हें किसी व्यक्ति के diagnosis या व्यक्तिगत मानसिक स्वास्थ्य स्थिति का निर्धारण मानना उचित नहीं है। जरूरत होने पर qualified mental-health professional की सहायता लेनी चाहिए।



--------------------------------------
Motivation and Circle of Influence

Mind blowing explanation


Circle of Influence



Make List of Dream 
Make List of Friends
Make List of Mentors

Oh  My Goodness
Dream Big
Crazy
Find out the network


    • Blog
    • Facebook
    • Instagram
Mentor
Public Speaking
Get Connected


Go to conference of really successful people
really admire
don't afraid
Believe to be wealthy
Visualization
Visualization Board
Dream Board
Networking Environment

Motivation


3 Important  Key Learnings are


  • Your Posture 
    • Presence in Business
    • Cloth
    • How do we showup?
  • Simple eye contact
  • Smile 
    • you really mean it
  • Listen and care about Other people
    • Ask the question about himself , People love to talk about himself 
    • Remember you
    • Like yourself
    • Love your self

  • Building Relationship
    • Common Interest
  • Talk to them and meet them