Saturday, July 29, 2017

जब कोरोना में लोगो की सैलरी आधी हो गई तो सरकार का टैक्स ओर GST रेट क्यों नही।सरकार का टैक्स मोह कब खत्म होगा।आयकर विभाग कमाई होने पर लगता है टैक्स। तो नैतिकता के आधार पर जॉब न होने की कंडीशन में हर महीने महगाई भत्ता भी देना सरकार की जिम्मेदारी है ।

 

 

सैलरी इन्क्रीमेंट या प्रमोशन रोकने पर नाराजगी बढ़ती है और कर्मचारी दूसरी कंपनियों का रूख करने लगते है।

 

#personalfinance #taxpayers #taxes #incometaxreturns

देश बदल रहा है हर तरफ मची हे लूट सिर्फ टैक्स टैक्स और टैक्स , क्यों दे वोट पहले अंग्रेज लगान वसूलते थे और भारत गुलाम था , अब सरकार टैक्स लगा कर गुलाम बना रखा है। इंडिया डेमोक्रेसी No more direct tax system in Future.

आयकर विभाग कमाई होने पर लगता है टैक्स। तो नैतिकता के आधार पर जॉब न होने की कंडीशन में हर महीने मिनिमम 15000 रुपये महगाई भत्ता भी देना  सरकार  की जिम्मेदारी है  ।


What Court Says

जब हमारे अच्छे दिनों में सरकार  इनकम टैक्स लगाकर भगीदारी चाहती है  तो हमारे बुरे दिनों ने भी इनकम टैक्स डिपार्टमेंट को महगाई भत्ता देना होगा।

The public need to pay a penalty of 10000/- for late filling ITR then CBDT should have to pay the same Penalty to Income Tax Payer if they are not able to process the ITR within 30 days after e- verification.


बेरोजगारी का आलम देख कभी कभी तो लगता है engineering degree @Olx पर ही बेच दो, @narendramodi जी के पास तो बेरोजगारी का डेटा नही। @Twitter पर degree डाल ही मोदी जी को याद दिलाया जाए। आप भारत मे है बेरोजगारी चारो तरफ है #joblessgrowth @AllShroff @PMOIndia @rashtrapatibhvn @BBC
बेरोजगार degree पोस्ट करे मेरा देश बदल रहा है।

सरकार की मंशा और नैतिकता पे प्रश्न उठ रहे है।

आयकर विभाग कमाई होने पर लगता है टैक्स। तो नैतिकता के आधार पर जॉब न होने की कंडीशन में हर महीने मिनिमम 10000 रुपये महगाई भत्ता भी देना सरकार की जिम्मेदारी है ।

विभिन्न companies से lay off किये कर्मचारी कोर्ट में petition डाले  या फिर जंतर मंतर पर  बैठे क्या करे  आम जनता।  सरकार  को जिम्मेदारी लेनी होगी। 





 Jobless ग्रोथ के लिए सिर्फ और सिर्फ सरकार जिमेदार है। अगर 3 इयर्स  इनकमे टैक्स दिया है तो जाबलेस ग्रोथ की situation में महगाई भत्ता भी देना पड़ेगा। अगर सरकार पॉलिसी बना कर coruption रोके ओर जाबलेस ग्रोथ में income tax department Minimum 10000/- per month महगाई भाता दे। 

प्रॉपर पालिसी न होने पर बेरोजगार हुए लाखो  कर्मचारी जनांदोलन कर सकते है। और  बाक़ी जनता टैक्स देना बाद कर सकती है।

क्या जनांदोलन यही सलूशन है  जनता कुछ ग्राउंड लेवल सलूशन चाहती है। ताकि हम आम जनता का विश्वास सरकार  पर  बना रहे। 

माननीय  मोदी जी से अनुरोध सहयोग के लिए जनता पालिसी लेवल सपोर्ट चाहती हैं। 

अन्ना hajare जी से अनुरोध सहयोग के लिए।

सभी जनता से अनुरोध अगर वो सहमत  है  तो प्लीज कमेंट करे पोस्ट पर  ताकि  आम जनता की आवाज सरकार  तक पहुंचे।

Few reference for your information and supporting



Hands out pink slips to hundreds






After Wipro, Cognizant and Infosys, Tech Mahindra plans to lay off 1500 employees

http://indianexpress.com/article/business/companies/it-sackings-fite-vows-to-fight-layoffs-to-approach-government-4650292/


Job Crisis: IT Layoffs Affect Banking And Tourism In India


7 top IT firms to lay off 56,000 this year


Layoffs rile India's flagship IT sector 



The employee was asked to quit on a day’s notice. Tech Mahindra


Surging layoffs plunge techies into depression

Layoffs must be humane, say company CEOs



Foxconn puts a fourth of its India workers on the bench


Leading local players including Intex, Lava and Karbonn are planning to lay off or bench 10-40% of their workforce, as they cut production to control inventory pile-ups in retail channels 





IT sector to lay off employees in numbers not seen before


Leading IT company admitted that this time it would not be easy for IT professionals to find another job.
Top tier firms including Infosys and Cognizant are either letting go of employees, deferring salary hikes or trimming the variable part of compensation.


Employment & Labour Reforms

Fully codify central labour laws; Enhance Female Labour Force Participation to 30%.
Enhance skills & significantly increase number of apprenticeships.
Improve data collection on employment.
Ease industrial relations to encourage formalization.

ये Public  है  सब जानती है, क्या यही है  "इंडियन गवर्नमेंट" की सोशल Security 


क्या बैंक वालो की सरकार  है। नहीं तो फिर इतना बैंको को फेवर क्यों। 

1. No income tax on fixed deposit if the interest rate is below  RBI base rate. Give 2%plus above the base rate for FD then only Income tax department need to ask for income tax.


हमें सरकार  को टैक्स क्यों देना चाहिए। 

Case-1: ITR-1 for FY2018-19 asks for interest income break-up from taxpayers


Do not ask information, make a system foolproof So that everything reflects in TRACE. CBDT do not blame and try to be harassed innocent taxpayer for TRACE incapability. The government needs to ensure Privacy and democracy should be maintained.



This should be the responsibility of the bank to giving a certificate on actual gain from interest after deducting SMS charges 17/- Per quarter,118/- Debit card charges and they must deduct Rs 10 TDS irrespective of interest gain so that it will reflect on TRACE.

  1. the complete break-up of the interest income
  2. interest on saving accounts,
  3. interest on fixed deposits,
  4. pass-through interest income and
  5. even interest on the income-tax refund. – this is the responsibility of CBDT to reflect on TRACE actual extra interested paid due to delay by CBDT.
  6. family pension


The move appears to be aimed at preventing taxpayers from wrongly claiming deduction available under section 80TTA and 80TTB.



Case-2: New ITR forms ask for year-wise PF contribution details in case of taxable withdrawal


ITR forms require the filer to provide detailed break-up of provident fund (PF) withdrawals to check the tax payable on it.


Do not asked information, make a system foolproof So that everything reflect in TRACE. CBDT do not blame and try to be harassed innocent tax payer for TRACE incapability. Government need to ensure Privacy and democracy should be maintained.


This should be responsibility of EPFO to giving certificate on actual gain from interest in case of PF withdrawal before 5 Years – Form 19, Form 10 and even form 31 Advance from EPFO, EPFO must deduct Rs 10 TDS irrespective of interest gain so that it will reflect on TRACE.

  1. Employee's contribution.
  2. Employer's Contribution.
  3. Interest Employee's contribution. 
  4. Interest Employee's contribution.



withdrawal from PF before the completion of five years of service is taxable in the hands of the assessee irrespective whether PF is accumulated from one employer or more than one employer."

In absence of information in TRACE means incapability of TRACE or CBDT. No responsibility of individual Tax Payer, no tax should be asked to pay by CBDT. Tax payer taking TRACE as bible for any tax liability.

Case3: Income Tax department asking - Number of days of residency in India,


PAN – Aadhar and Passport linked every place this is responsibility of Passport office to reflect on TRACE, easy way to reflect in TRACE, Passport office in India need to bring QR Code base Payment linked with Passport to Pan Number as Unique PAN, Passport number and Rs 10/- need to be pay for each day out side of India so that it will reflect on TRACE.

Do not asked information, make a system foolproof So that everything reflect in TRACE. CBDT do not blame and try to be harassed innocent tax payer for TRACE incapability. Government needs to ensure Privacy and democracy should be maintained.


Government fail to curb the corruption; incapable people are in system.


1. TAX payers always putting form 26 AS in front during filling tax return, TRACE has 100% responsibility to reflect in form 26AS for any profit gain and loss from any source any FD /income from any source interest gain from bank/House Rent/ House loan / NPS Contribution……etc. if TRACE Fail to full fill the requirement. Why does income tax department (CBDT)/ Department of revenue has not issue notice to TRACE department for main cause of this mismatch or harassment of innocent tax payer.


2. Even if public donating to Prime minster relief fund (PMRF) and taking tax benefit under 80G and employer not showing in form 16 and public mentioning in return CBDT or income tax department should not send letter of mismatch. it is 100% mistake of CBDT or incapability of their system or failure of their system which is not reflecting properly all things and disciplinary action should have to be taken on CBDT & officers who is sending blindly letter to innocent tax payer for their incapability.


3. We can imagen government in improving their system and making new changes. so, question here is . why does CBDT / Income tax dept. has not provided option to upload any other related document which is not in form 16 and contributed for saving or donation or any self-insurance supporting during filling ITR. it shows clear cut CBDT incapability of handling public tax system. Which is damaging image of current government governance model and transparency.

Why CBDT/Income tax department have the habit of chaos and ambiguity?



Income tax department Losing 1000 Plus Cr in Tax revenue - Trace is not capable of showing all earning by Indian citizen and due to all this kind of loophole in system promoting corruption practice in country

Proposed solution to plug this kind of loop hole in system.

Challenge 1: People have earning from rented property which is not reflecting in to Trace System From 26AS irrespective of rent even (below 1 lakhs yearly)

Effect on Country: No trackability in TRACE is promoting corruption in rent claim and promoting black money due to all this kind of transection


Solution: Minimum 10 Rupees TDS monthly should have to deducted against the Flat / House Owners so that this will be reflected in to both Tennent and Owner both form 26AS, this should be responsibility of both Owner as well as tenant.
Challenge 2: People have earnings from Shares equity mutual fund. it has been observed that trading company like Indiabulls, motilal oswal, ICICI. many more are not able to give clear cut report which state clearly Total Amount Invested Yearly, Brokarage Paid During Year, and after all charges GST, Stamp duty, Demat a/c fee what is net earnings in which Tax need to be paid.

No Annual Report available at Trading company end which can define net gain by User in which user have to pay tax.


No Annual Report available at Trading company end which can define net gain by User in which user have to pay tax.
Date
Total Amount Invested Yearly
Brokerage Paid During Year,

ANNUAL Security Transection Tax Collected
GST collected
Exchange Transection charges
SEBI Turnover Fees
Stamp Duty
Net Profit and Loss
Net Tax need to Pay


Report provided by trading company like

Capital Gain/Loss report for Financial Year is not cover all and giving insufficient information on which tax need to pay or total brokerage taken in year, total stamp duty paid, total GST paid, Demat account charges…..

Solution

Clear cut tax need to pay on short term gain after deducting all GST, Brokerage, Transection charges, SEBI Turnover fee, Stamp Duty need to be provided by trading company

Also by default Minimum 10 Rupees TDS yearly should have to deducted against this Trading account or PAN Number So that short term gain or long-term gain will be reflected in to TRACE From 26 AS


Challenge 3: Interest credited in to saving account not shown in to ITR and form 26 AS, People have multiple saving account few are linked with Aadhar and few are not linked.

Solution: All bank should have to deduct TDS Rs 1 for interest credited in to saving account irrespective of amount. People need to claim interest benefit in 80TTA

Benefit: all account income tradability increase, transparency will increase


Challenge- 4: All NPS contribution under 80CCD (1), 80CCD (2) , 80CCD(1B) need to be reflect in form 26AS. No clear year report which say total NPS account annual charges taken and yearly fees collected during contribution, and GST paid.

Solution: to achieve this aim NPS Body should have to deduct Rs 1 TDS and deposited against PAN Number so that all contribution will be reflected in to TRACE Form 26AS

Challenge- 5: All Employee PF contribution under 80C and interest credited in to this account need to be reflect in form 26AS.

Solution: EPF office must have to deduct Rs 1 TDS deducted against PAN every year during interest transfer also every year EPF office must deduct Rs1 TDS and reflect total PF contribution of employee, so that this will reflect in to form 26 AS

Challenge- 6: All PPF contribution under 80C and interest credited in to this account need to be reflect in form 26AS.

Solution: PPF Body or BANK must have to deduct Rs 1 TDS deducted against PAN every year during interest transfer also every year PPF body/ bank must deduct Rs1 TDS and reflect total PF contribution of employee so that this will reflect in to form 26 AS.
Challenge- 7: All GOLD purchased in financial year need to be reflect in form 26AS.

Taking the pan card copy is not enough during gold purchased.


Solution: Jewellers Must have to deduct Rs 10 TDS against Pan for Gold purchased and need to mention value of gold bill amount. so that it will reflect in Trace Under Total wealth of Tax Payer. This will stop corruption in both end purchaser and seller.
Challenge- 8: All House/ Flat purchased in financial year need to be reflect in form 26AS.

Taking the pan card copy is not enough during house/ Flat purchased.



Solution: Must have to deduct Rs 10 TDS against Pan for Flat / House purchased and need to mention value of House Purchased amount in which registry is going to be done. So that it will reflect in Trace Under Total wealth of Tax Payer. This will stop corruption in both end purchaser and seller.


Letter Reference: PMOPG/E/2017/0411407

Reply from CBDT

The issue raised in your grievance pertains to Policy matter. Your grievance is being forwarded to JS, TPL-I, RNO: 148-A, Ministry of Finance, Dept of Revenue, North Block, New Delhi -110001, Tel: 011-23092988, for further necessary action.

जब कई एक्शन नहीं लेना होता तो इस तरह का रिस्पांस मिलता है

नौजवानों के रोजगार के लिए सरकार 100 लाख करोड़ से भी ज्यादा की योजना लेकर आने वाली है। गतिशक्ति हमारे देश के लिए एक ऐसा नेशनल इंफ्रास्ट्रक्चर मास्टरप्लान होगा जो होलिस्टिक इंफ्रास्ट्रक्चर की नींव रखेगा। हमारी अर्थव्यवस्था को एक इंटीग्रेटेड और होलिस्टिक पाथवे देगा।-प्रधानमंत्री नरेंद्र मोदी


3 इयर्स इनकमे टैक्स दिया है तो जाबलेस ग्रोथ की situation में 10000/- per month महगाई भत्ता

Tuesday, July 11, 2017

मैं रोज हेलमेट और मास्क पहन कर गाड़ी चलाते हुए 500₹ बचा लेता हूं.इस तरह मैं पंद्रह हजार रुपये महीने कमाने लगा हूँ । Jobless growth -If the economy was growing, the number of unemployed would be less. Unemployment is an indicator of an economic recession.

मैं रोज हेलमेट और मास्क पहन कर गाड़ी चलाते हुए 500₹ बचा लेता हूं.इस तरह मैं पंद्रह हजार रुपये महीने कमाने लगा हूँ ।

नौकरी जाने से लोग तनाव में। ऑनलाइन सर्च खाली समय को अवसर में कैसे बदले।

Information Technology may trim 40K middle-level jobs
Ref:

Employment & Labour Reforms 

If the economy was growing, the number of unemployed would be less.


Unemployment is an indicator of an economic recession. 

The government promised to prevent an economic recession in the country. However, the fact that over millions of people were unemployed in previous years shows that the government failed in their attempts to prevent the recession.

Fully codify central labour laws; Enhance Female Labour Force Participation to 30%.
Enhance skills & significantly increase number of apprenticeships.
Improve data collection on employment.
Ease industrial relations to encourage formalization.

जॉब लेस्स ग्रोथ, इंडिया इकॉनमी को बूस्ट, चीन का भारत में इंटरफेयर ,

Reference: 
PMOPG/E/2017/0379516- जॉब लेस्स ग्रोथ, इंडिया इकॉनमी को बूस्ट, चीन का भारत में इंटरफेयर

Observation

नागपुर मेट्रो के लिए 851 करोड़ रुपए का ठेका चीन की कंपनी को मिला वह भी देश की सरकारी कंपनी से छीनकर। 
और हम दीवाली की झालर बायकाट करके चीन से जंग लड़ रहे हैं 
http://www.business-standard.com/article/economy-policy/china-railway-rolling-stock-corp-bags-rs-851-cr-nagpur-metro-contract-116101500600_1.html

  • when India’s GDP was still growing at an average 8.5%, the organised sector was producing on average 9.5 lakh new jobs every year. Bear in mind, even this was seen relatively as ‘jobless growth’. In the last two years, 2015 and 2016, the average employment generation has plummeted to less than 2 lakh jobs a year. This is less than 25% of the annual employment generated before 2011.
  • In 2015, when fresh employment generated in these 8 sectors collapsed to an all time low of 1.5 lakh jobs, the government was so alarmed by the development 
  • IT and BPO. These two sectors alone employ about 4 million people today and the industry’s own estimate is upto 60% of this workforce will not be of any use with their present skill levels. Says Nasscom president R. Chandrashekhar,

Challenges: 


Proposed solution

  • Made in China समान पर 500% Import डुएटी लगाई जाए। 
  • और  Make in India समान पर 50% टैक्स छूट दी जाए। 


Public reference and comment

वर्ष - 1962,
भारत-चीन युद्ध

==चीन==
सैनिक - 80,000
शहीद - 722
घायल - 1697

==भारत==
सैनिक - 10,000 से 12,000
शहीद - 1383
घायल - 1047
लापता - 1696
बंदी - 3968

परिणाम - भारत, चीन से हार गया…!

चीन अभी तक सुधरा भी नहीं है।
लेकिन हमे क्या ?? 53 साल पहले की बात भूल कर हम तो चीनी सामान खरीदेंगे....उसकी आर्थिक स्थिति मजबूत करेंगे !! सैनिक तो होते ही मरने के लिए है !!
नेता बोल देते है.....हमारा व्यवहार बोलता है !!

मर जाएंगे क्या हम बिना चीनी सामान के ??
अगर नहीं.....तो याद उन्हे भी कर लो.....जो लौट के घर ना आए…!!

और सीखो जापान जैसे देशो से……
काफी समय पहले की बात है अमेरिका और जापान में आपसी व्यापार बिलकुल न के बराबर था।
अमेरिका ने काफी जोर देकर जापान की सरकार से कहा की जो आपके यहाँ संतरा (orange) होता है
हम उससे काफी सस्ता और दिखने में अच्छा संतरा आपको दे सकते है।

जापान की सरकार ने अमरीका के दबाव की वजह से आर्डर दे दिया।
जब वो संतरा जापान के बाज़ारों में बिकने के लिए पहुंचा

(आपकी जानकारी के लिए बता दूँ कि जापानी संतरा खाने में कड़वा होता था और जो अमेरिका वाला संतरा था वो खाने में अच्छा भी था। )

तो जब वो अमरीका वाला संतरा जापानी बाज़ारों में आया तो किसी ने नहीं खरीदा।

पता है क्यों नहीं खरीदा…!!
जापानी लोगो ने कहा कि चाहे मेरे देश का संतरा कड़वा और महंगा है।
पर है तो हमारे देश का ही।
हम इसे ही खरीदेंगे।
तो वो बाकी का करोड़ो रूपये का संतरा सरकार के पास पडा पड़ा ही सड गया

तो ये होती है राष्ट्रभक्ति मेरे भाइयो…!!

कुछ सीखो छोटी आँख वाले जापानियों से
हमारी तो आँखे भी बड़ी है और दिल भी…!!
कृपया करके इस पोस्ट को शेयर करे …!!!

🌍दुनिया में सबसे powerfull फ़ौज सोवियत संघ 🇭🇰के पास थी , जिसका खर्चा वह भारत🇮🇳 जैसे देशो को मनमाने दाम पर हथियार बेच कर उठाता था , परन्तु जब अमेरिका 🇬🇧और फ़्रांस🇦🇺 उससे बहुत कम कीमत में उनसे अच्छा हथियार बेचने लगे तो सोवियत 🇭🇰का बाजार टूट गया और ९० के दशक आते आते वह अपने सेना का खर्च उठाने में असमर्थ हो गया परिणाम स्वरुप उसे अपने आधीन राष्ट्रों को आजादी देनी पड़ी इस प्रकार सोवियत संघ🇭🇰 का पतन हो गया ।
चीन 🇨🇳के पास भी बहुत बड़ी सेना है, और उसे भी अपने सैनिको का खर्च उठाने के लिए अपना सामान अन्य देशो के बाजार में भेजना पड़ रहा है और यहाँ तक उसे अपने कैदियों के अंगो को भी बेच कर पैसा कमाना पड़ रहा है ।
लगभग रोज चीन 🇨🇳भारतीय सीमा 🇮🇳में घुस आता है, परन्तु वह वियतनाम युद्ध 🚀के बाद इस स्थिति में नहीं है की कोई बड़ी लड़ाई 🚀लड़ सके, यदि चीन 🇨🇳को बिना एक गोली चलाये सबक सिखाना है तो सबसे अच्छा तरीका यही है कि हर भारतीय 🇮🇳चीनी 🇨🇳सामानों का बहिष्कार करें, क्योकि दुनिया का सबसे बड़ा बाजार भारत 🇮🇳है ,कोई भी देश से यदि इतना  बड़ा बाजार छिन जाये तो उसका आधा पतन ऐसे ही हो जाएगा.
मै हर भारतीय 🇮🇳से अनुरोध 👏करता हूँ कि वह चीनी 🇨🇳सामान लेना बंद कर दें...!!

नागपुर मेट्रो के लिए 851 करोड़ रुपए का ठेका चीन की कंपनी को मिला वह भी देश की सरकारी कंपनी से छीनकर। 
और हम दीवाली की झालर बायकाट करके चीन से जंग लड़ रहे हैं 
http://www.business-standard.com/article/economy-policy/china-railway-rolling-stock-corp-bags-rs-851-cr-nagpur-metro-contract-116101500600_1.html

Government Initiatives

Anti-dumping duty on 93 products from China: Nirmala Sitharaman http://economictimes.indiatimes.com/news/economy/foreign-trade/anti-dumping-duty-on-93-products-from-china-nirmala-sitharaman/articleshow/59987973.cms?utm_source=WAPusers&utm_medium=whatsappshare&utm_campaign=socialsharebutton&from=mdr

Anti-dumping duty likely on import of a chemical from China



Government imposes anti-dumping duty on Chinese ceramic items

Friday, July 7, 2017

Misuse of ambulance by hospital can be Stopped by linking with uber ola services and aadhar

Integrating Ambulance Services market business potential of 5000 cr  

 

Misuse of ambulance by hospital 

This kind of misuse can be stopped by linking with #uber #ola services and aadhar

Observation

जरुरत मंद को एम्बुलेंस की सेवा  नहीं मिलती क्योकि ये तो हॉस्पिटल्स का बिज़नेस बन गया है।  

Title: Integrating Ambulance Services with Uber, Ola, and Aadhaar to Prevent Misuse

Introduction:

Ambulance misuse is a critical issue that not only leads to unnecessary strain on healthcare resources but also puts lives at risk. In many cases, ambulances are used for non-emergency purposes, such as transporting patients for routine check-ups or non-urgent medical needs. This misuse results in delayed response times for genuine emergencies and can have severe consequences for those in need of immediate medical attention. To address this problem effectively, integrating ambulance services with popular ride-hailing platforms like Uber and Ola, along with the Aadhaar identification system, could be a game-changer. This integration would help in optimizing ambulance usage, reducing misuse, and ensuring prompt emergency response.

The Problem of Ambulance Misuse:

Ambulance misuse is a widespread issue that plagues healthcare systems worldwide. In many countries, ambulances are misused for non-emergency purposes, such as:

  1. Transportation for routine medical appointments.
  2. Non-urgent transfers between healthcare facilities.
  3. Personal use, such as attending social events or running errands.

This misuse leads to several adverse consequences:

  1. Delayed response times for genuine emergencies.
  2. Increased strain on healthcare resources.
  3. Wastage of taxpayer money.
  4. Compromised patient safety and outcomes.

While several measures have been implemented to address this issue, including stricter regulations and penalties for misuse, they have not been entirely effective. There is a need for a more innovative and integrated approach to tackle ambulance misuse effectively.

Proposal for Integration:

Integrating ambulance services with popular ride-hailing platforms like Uber and Ola, along with the Aadhaar identification system, presents a viable solution to the problem of ambulance misuse. This integration would involve linking ambulance dispatch systems with these platforms and using Aadhaar for identity verification.

How Integration Works:

  1. Linking Ambulance Services with Uber and Ola:

    Ambulance services would be integrated into the existing platforms of Uber and Ola. Users would have the option to choose an ambulance instead of a regular taxi or ride-share vehicle when booking a ride through these platforms.

  2. Aadhaar Integration for Identity Verification:

    Aadhaar, India's biometric identification system, would be used for identity verification when booking an ambulance through Uber or Ola. Users would be required to authenticate their identity using Aadhaar before being able to book an ambulance.

Benefits of Integration:

  1. Reduced Misuse:

    Integrating ambulance services with Uber, Ola, and Aadhaar would significantly reduce misuse by ensuring that ambulances are used only for genuine emergencies. Users would be less likely to misuse ambulances for non-emergency purposes if they know that their identity is being verified and tracked.

  2. Optimized Resource Allocation:

    By reducing misuse, resources can be optimized more effectively, ensuring that ambulances are available when and where they are needed most. This would help in reducing response times for genuine emergencies and improving overall patient outcomes.

  3. Improved Efficiency:

    Integration with Uber and Ola would also improve the efficiency of ambulance services by providing real-time tracking and monitoring. Dispatchers would be able to track the location of ambulances in real-time and assign them to emergencies more efficiently.

  4. Enhanced Accountability:

    By linking ambulance services with Aadhaar, users would be held accountable for misuse. This would act as a deterrent and reduce the incidence of misuse over time.

Challenges and Potential Solutions:

While integrating ambulance services with Uber, Ola, and Aadhaar presents numerous benefits, there are also several challenges that need to be addressed:

  1. Technological Integration:

    Integrating ambulance services with Uber, Ola, and Aadhaar would require significant technological infrastructure and integration. However, with the right investment and collaboration between the government and private sector, this challenge can be overcome.

  2. Data Security and Privacy:

    Ensuring the security and privacy of user data is paramount. Strict protocols and encryption methods would need to be implemented to safeguard sensitive information.

  3. User Awareness and Acceptance:

    Users would need to be made aware of the new system and its benefits. Public awareness campaigns would be necessary to encourage users to use ambulances responsibly and to dispel any concerns about privacy and data security.

  4. Regulatory Framework:

    A robust regulatory framework would need to be put in place to govern the integration of ambulance services with Uber, Ola, and Aadhaar. This framework would need to address issues such as data protection, user privacy, and accountability.

Conclusion:

The integration of ambulance services with Uber, Ola, and Aadhaar has the potential to revolutionize emergency medical services by reducing misuse, optimizing resource allocation, and improving overall efficiency. By leveraging the existing infrastructure of popular ride-hailing platforms and the Aadhaar identification system, this integration can help ensure that ambulances are used only for genuine emergencies and that patients receive prompt and appropriate medical care when they need it most. However, to realize these benefits, it will be essential to address the technological, regulatory, and logistical challenges associated with this integration and to gain the acceptance and trust of users. With the right investment, collaboration, and regulatory framework, the integration of ambulance services with Uber, Ola, and Aadhaar can help save lives and improve the overall quality of emergency medical care.

Tuesday, July 4, 2017

Aadhar enabled Digital RTO #Digital India Aadhar enabled Hypothecated removal from car RC software process Digital India

Aadhar enabled  Hypothecated removal from car  RC software process #Digital India





India First


Potential of development india

Subject:  Aadhar enable Digital RTO, One India one driving license Number – concept of e-Authority

Aadhar Number= driving license number
Aadhar enabled Hypothecated removal from car RC software process #Digital India   

Reference: 

PMOPG/E/2017/0367971 – Aadhar enabled Digital RTO

Response: RT Wing MVL Section:

Dear Sh Bhatia We thank you for your valuable thinking and suggestions and highlighting them to us. Your suggestions have been noted. We have already moved amendments in MV ACT and hope would redress the issues raised.
Thank you
Jai Hind

Key issue and observation in current process


    • Harassment of Vehicle owner /loan taker
    • Even after clear the loan Hypothecated is extra and unnecessary step 
    • scope of corruption at RTO as well as bank. 
    • Responsibility of bank also need to define 
    • Online process will bring lots of transparency 
    • Prevalent wrong doings, remove loophole 
    • Plug the hole so that the misuse can be put to an end 
    • Scope of corruption- an applicant will have to visit the transport offices to get a hard copy of the document once all the necessary requirements such as filing of application and payment of fees are done.

    Reference:

    One crore vehicles are registered in the national capital and around seven lakh others are registered every year. All over India wide this figure will be quite bigger.

    Suggestion/ Solution

    Suggestion inputs for Centralized software – UIDAI / Aadhar/Income tax dept./ Ministry of finance/ Department of revenue/RTO

    Aadhar enabled Digital RTO services must contain-        No physical document required due to Aadhar E-KYC validation-        Online form filling so no scope of spelling mistake.-        2 Emergency contact mobile number must be mandatory mentioning on driving license so that in case of any accident or emergency people can call the number mention in driving license-        2 Emergency contact mobile number must be mandatory mentioning car/ Bike / any vehicle for emergency safety of driver.-        Online application and Aadhar base e verification or E-KYC need not to come to RTO office-        Online driving license application, online exam and Aadhar base address and id verification e validation-        Online Address updating, transfer of vehicle RTO, renewal of license and registration-        online Payment of road tax and-        online payment /fees/ fitness fees, through UPI /BHIM/ Paytm/ mobilewiki/ net banking , bill desk…….-        online allotment of fancy registration numbers,-        online change of address in the registration certificate (RC) of a vehicle-        online deletion in vehicle registration.-        Driving license should be issue nation wise not like UP / MP…..-        no human interface at the department's offices.
    -        People do not have to visit the regional transport offices (RTO), need of a move intended to "eradicate corruption"

    Recommendation

    • There should be automatic removal of Hypothecated  from car  RC after  Expiry of loan duration
    • Penalty clause for bank as well as authority also need to define. if within month they are not informing and clear the process of removal of bank or financial institution name after clear the loan 
    • Banks are not returning the duplicate key even after clear the loan.then penality need to impose by Government body 

    RTO services must contain barcode, QR code, electronic Chip


    Aadhar linking to stop duplicate of base data. Transparency in traffic police challan Aadhar enabled challan system bring maximum data of vehicle owner and no more fake challan or public harassment  in the name of fake cause. 






    Benefit to Public & Government of India

    1.  Online Aadhar enable e verification and application process reduce the harassment of public
    2. Save lots of government effort
    3.  Public get transparent system
    4. All license and all RTO work are digitalized and Aadhar enable e validation process bring lots of transparency
    5. Reduce ID and address documentation
    6. Reduce scope of black money and corrupt practice involvement
    7. Aadhar linking with RC , driving license and vehicle registration reduce scope of changing address again and again
    8. Reduce paperwork
    9. Public will get corruption free/dalal free environment
    10. Reduce government expense as less number of people needed in digital RTO , RTO call center or background team faster the process,

    Revenue Generation for Government body
    Fees to Hosting Body: 

    ·        Maximum Rs1/-  charges for Aadhar enable service from this software each transaction.
    Estimated earning for Hosting government body like income tax / UIDAI. for this service, Approximate 5000+ cr. In years

    Current Process and scope of Corruption Information




    It is important to transfer ownership of the car from the bank’s name to your name. This process is called removal of hypothecation.

    Now what is important is to ensure that you receive two documents from the bank when you close down your car loan :

    1. a No Dues or No Objection certificate from the bank which essentially means that the bank has no objection to removing the hypothecation.

    2. 2 copies of Form 35 which will mention the termination of the hypothecation agreement between you and the bank.

    You need to collect the following documents and then go to the RTO.

    1. Original Bank NOC

    2. Original RC

    3. Original Form 35 (2 copies duly signed by the bank and registered owner)

    4. Copy of valid insurance – attested

    5. Copy of valid PUC (Pollution Under Control) certificate – attested

    6. Copy of PAN Card – attested

    7. Copy of Address Proof – attested

    8. And if you current address is different form the one in RC, you also need Form 33

    One thing which people do not notice in car loan is the different rules in states. If you have change your address then in Delhi you need to inform RTO within 15 days otherwise you pay a penalty of Rs 100 p.m. from the date of change of address to the date you apply for removing hypothecation. This i got to know from my relative car which is registered in Delhi but they changed address in between. Now they have to Pay Rs 3000 for this process due to the rule above.


    Fees Note 2: Where the certificate of registration issued is in the form of any Smart Card Type, an additional fee of Rupees Two Hundred shall be charged except in the case of issue of fresh certificate of registration after cancellation of hire purchase or lease or hypothecation agreement.




    It is best to get the hypothecation removed when it is time to do so.

    Not getting it done means the insurance money will not go to you but to the bank because of the hypothecation not being removed, in case of any accident. Once the registration is clear and in your name, without an HP, the insurance HP reference will have to be removed as well. Both these things are relatively painless.

    (a duplicate key is always under the custody of the Financier/Bank - remember to collect the same when getting the NOC).