New Test for entry to engineering bring more difficulty for parents

New Test for entry to engineering bring more difficulty for parents

Now more power to coaching industry due to this add on  now normal subject level guidance fee will 1.5 times due to this add on of aptitude.

As concern as subject oriented guidance student still need to study full year because 2-3 month practice is really not give platform to crack the  exam like IIT/NIT or premium engineering exams

Feedback mark to the new  proposal by HRD is 2 -3 out of 10 scale by parents

Ref ; http://www.hindustantimes.com/education/new-test-for-entry-to-engineering-to-be-first-conducted-this-october/story-Dr6rRCbkCqKcUMXMCEovsO.html

How to claim PF advance for COVID-19?- UAN Enabled EPF Withdrawal Online if Aadhar, PAN, and Bank KYC updated PF Partial withdrawal Rule 19,10C and for advance form 31

if person do not know UAN Number for old account then they can follow below steps to get UABN Number 

 Case 1: UAN Allotment for Existing PF 

 Link: https://unifiedportal-mem.epfindia.gov.in/memberinterface/ direct link : https://unifiedportal-mem.epfindia.gov.in/memberinterface/no-auth/existingmember/home?_HDIV_STATE_=20-10-104D6F4047CA2C962AF3E58E88933FD5

Direct UAN Allotment by Employees Link:

PF Account Number Format Details | Establishment ID & Extension” 

Old PF Number Format State/establish code ( 4 Digit) / PF Number(independed personal id 3-4 digit) 

 New PF Number Format State/CityEPFO/Establish code(7 Digit)/000/PF Number ( 7 Digit) EPF Balance Check Methords 

Online PF Balance Check for EPFO Member, 

Enquiry Online PF check facility is available at EPFO portal . All you have to do is login the portal using your credentials, and then you can view your PF balance. EPF balance check Through EPFO Portal: Login to www.epfindia.gov.in EPF balance check Through Missed Call: Give a miss call on 011-22901406 EPF balance check Through Mobile App: Download UMANG App EPF balance check Through SMS: Send a SMS to 7738299899 If you have your UAN, skip to the next step. If you do not have your UAN, go to the Member e-Sewa portal and click on the “Know Your UAN" link. You can find this link at the bottom of the login page. If your UAN is not activated, you can activate it by following the “Activate UAN" link just above the “Know Your UAN" link. 

 Unique PPO number Pension Payment Order 

 The unique PPO number is sent to every retiring employee via a letter by the EPFO. It is important for every person who has retired or is on the verge of retirement. ... Other than that, the PPO number also helps in speedy grievance redressal with the EPFO and knowing the pension status online. How to get PPO number using bank account number or PF number? Know here Knowing your Pension Payment Order (PPO) is necessary to get your pension. The PPO number is provided by the EPFO. Every pensioner has a unique PPO. HIGHLIGHTS Knowing your Pension Payment Order (PPO) is necessary to get your pension. The PPO number is provided by the EPFO. Every pensioner has a unique PPO. Every pensioner covered under the Employees Pension Scheme (EPS) is provided with a unique 12-digit number called the Pension Payment Order (PPO) which helps him acquire his pension. If you are a pensioner and you cannot remember your PPO number, here’s how you can retrieve it easily, either using your bank account number linked to the Employee Provident Fund (EPF) or using your PF number. Follow these steps to easily get your PPO number Step 1: Log on to www.epfindia.gov.in Step 2: Click on the Pensioner’s portal Step 3: Next you will be redirected to the ‘Welcome to pensioners portal’. On that page, click on ‘Know your PPO number Step 4: In the next step, enter either your bank account number or PF number On submitting the required details, you will get to know your PPO number along with your Member ID and type of pension. On the other hand, you can also get your PPO number by directly going on to https://mis.epfindia.gov.in/PensionPaymentEnquiry/, which is a separate website of the EPFO that provides all the information about life certificates, PPO number, PPO inquiry, payment information and your pension status. The PPO number is essential when applying for a pension and is needed when one submits his/her life certificate every year. Pensioner's Portal Link: https://mis.epfindia.gov.in/PensionPaymentEnquiry/enquiry.jsp

Knows your PPO No. Link:https://mis.epfindia.gov.in/PensionPaymentEnquiry/RegionCodeController

PPO Enquiry/ Payment Enquiry Link:https://mis.epfindia.gov.in/PensionPaymentEnquiry/paymentEnquiry.jsp

How to request for generate PPO Number 

if you do not have PPO number 

Employees who are yet to get PPO Number

CPAO – Central Pension Accounting Office

login here: https://cpao.nic.in

12 DIGIT NEW PPO NUMBER

https://cpao.nic.in/php4/register_isvalid_new.php#

https://bhavishya.nic.in/

Pension Sanction & Payment Tracking System called 'BHAVISHYA'. The system provides online tracking of pension sanction and payment process by the individual as well as the administrative authorities. 

The forms for processing of pension can be submitted online.

Scheme certificate-Now Available on UMANG APP

Scheme certificate is issued to members who withdraw their EPF contribution but wish to retain their membership with EPFO, to avail pension benefits on attainment of retirement age. Further, Scheme Certificate is also useful for family members to avail family pension, in case of untimely death of the eligible member.

EPS members can apply for scheme certificate under Employees’ Pension Scheme, 1995.

Scheme Certificate is also useful for family members to avail family pension, in case of untimely death of the eligible member.

How can you avail scheme certificate facility?

For availing the service on Umang App, an active Universal Account Number (UAN) and a mobile number registered with the EPFO is required.

Rule for PF advance for COVID-19

75 per cent of the amount standing to your credit in the account, or three months of Basic+DA, whichever is lower.

The application can be made online through EPFO portal.
The application for COVID-19 claim is allowed even if any other advance is pending.
PF advance for COVID-19 can be claimed only once.

How to claim PF advance for COVID-19?

a. Login to Member Interface of Unified Portal
(https://unifiedportalmem.epfindia.gov.in/memberinterface)
b. Go to Online Services>>Claim (Form-31,19,10C & 10D)
c. Enter your Bank Account and verify
d. Click on “Proceed for Online Claim”
e. Select PF Advance (Form 31) from the drop down
f. Select purpose as “Outbreak of pandemic (COVID-19)” from the drop down
g. Enter amount required and Upload scanned copy of cheque and enter your address
h. Click on “Get Aadhaar OTP”
i. Enter the OTP received on Aadhaar linked mobile.
j. Claim is submitted.

How to check your service period transfer?

An individual can check the whether the service period got transferred or not on EPFO's member sewa portal.

An individual can check his past and current service details under the service history tab on the member's e-Sewa portal.

Read more at:
https://economictimes.indiatimes.com/wealth/invest/what-happens-to-your-eps-account-when-your-transfer-your-epf-account/articleshow/73152888.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst

UAN Enabled EPF Withdrawal Online if Aadhar, PAN, and Bank KYC updated  PF Partial withdrawal Rule 19,10C and for advance form 31

https://unifiedportal-mem.epfindia.gov.in/memberinterface/

Now, employee can submit their PF claim for withdrawn/Advance with new  form 19 UAN,10C UAN & 31UAN directly to the commissioner without employer attestation, It is applicable for those employees whose details like Aadhaar number and Bank account number have been seeded in thier UAN and whose UAN have been activated and their KYC have been verified by the employer.

All other employees who not full filling  the above condition shall continue to make their claims of withdrawn/Advance in existing form 19, 10C & 31. 

EMPLOYEE PROVIDENT FUND- PF  Partial withdrawal Rule

Referance:  http://www.epfochennai.tn.nic.in/advances_withdrawls.html

Advances / Withdrawls

Advance/ Withdrawals may be availed for the following purposes : Marriage / Education Treatment Purchase or construction of Dwelling house Repayment of Housing Loan Purchase of Plot Addition/Alteration of House Repair of House Lockout Withdrawal Prior to Retirement Other Advances Notes For Marriage / Education Type of Advance Purpose Eligibility Maximum Admissible Amount** Proof/ documents required Under Para 68-k of the Scheme For the marriage of: self son, daughter brother, sister For education of : self son, daughter Should complete atleast 7 years of service. 3 times in the entire service 50% of Employee share at the time of tendering the application Apply in Form-31 through the Employer Bonafide Certificate duly indicating the fees payable from the educational institution Marriage invitation card along with the application should be submitted through the employer

For Treatment                            

Type of Advance	Purpose	Eligibility	Maximum Admissible Amount**	Proof/ documents required
Under Para 68-j of the Scheme Whenever required for treatment	For the treatment of : self Hospitalisation for 1 month or more major surgical operation in a hospital suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment and having been granted leave by his employer for the treatment of said illness family( spouse, son, daughter, dependent father, mother) major surgical operation in a hospital and 1 month or more hospitalisation for the operation suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment	No minimum service required Certificate from ESI or from Employer that the ESI facility are not available to the member a doctor [ or registered medical practitioner] of the hospital certifies that a surgical operation or hospitalisation for 1 month or more is/was necessary In case of TB, leprosy ...etc., a specialist doctor should certify	6 times of Wages OR Full of Employee share (whichever is less)	Certificates of proof as mentioned in the eligibility column Apply in Form-31 through the Employer

For he construction/ purchase of dwelling unit (house/ flat)                           

Type of Advance	Purpose	Eligibility	Maximum Admissible Amount**	Proof/ documents required
Under Para 68-B of the Scheme Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form-31	For the construction/ purchase of dwelling unit (house/ flat)	Should complete 5 Years of service Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than the spouse	36 times of Wages	Declaration in the Proforma obtained along with application signed by Member Apply in Form-31 through Employer

Repayment of housing loan                    

Type of Advance	Purpose	Eligibility	Maximum Admissible Amount**	Proof/ documents required
Under Para 68-BB of the Scheme Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form-31	Repayment of housing loan	Should complete 10 Years of service Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than spouse	36 times of Wages	Declaration in the Proforma obtained with approval and signed by the Member Apply in Form-31 through the Employer

r the purchase of site/ plot                  

Type of Advance	Purpose	Eligibility	Maximum Admissible Amount**	Proof/ documents required
Under Para 68-B of the Scheme Only Once	For the purchase of site/ plot	Should complete 5 Years of service Only once in service property should be registered in the name of self or jointly with spouse  should not be a joint property owned by other than spouse	24 times of Wages	Filled-up Declaration(from the Employee in the prescribed form and enclosed with the application. Copy of the Purchase Agreement Apply in Form-31 through the Employer

Addition/alteration of house                  

Type of Advance	Purpose	Eligibility	Maximum Admissible Amount**	Proof/ documents required
Under Para 68-B(7) of the Scheme Only Once Apply in Form-31	Addition/alteration of house (same type of advance can be availed for repair of house)	Should complete 5 Years after construction Annexure III (construction / completion certificate/ utilisation certificate) should be submitted Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than spouse	12 times of Wages	Certificates of proof Apply in Form-31 through the Employer

Repair of house                                                        

Type of Advance	Purpose	Eligibility	Maximum Admissible Amount**	Proof/ documents required
Under Para 68-B(7) of the Scheme Only once	Repair of house (same type of advance can be availed for alteration of house)	Should complete 10 Years after construction Annexure XIII (construction completion certificate) should be submitted Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than spouse	12 times of Wages	Certificates of proof Apply in Form-31 through the Employer

Lockout or closure of the establishment                          

Type of Advance	Purpose	Eligibility	Maximum Admissible Amount**	Proof/ documents required
Under Para 68-H of the Scheme Whenever need arises	Lockout or closure of the establishment	No minimum service should be closed for more than 15 days Wages for atleast 2 months is not paid Balance should be there in Employee's share. If closed for more than 6 months, advance can be allowed from Employer's share also	equivalent to the total of wages multiplied by no. of months closed	Declaration Apply in Form-31

Withdrawal prior to retirement                                

Type of Advance	Purpose	Eligibility	Maximum Admissible Amount**	Proof/ documents required
Under Para 68-NN of the Scheme Only once	Withdrawal prior to retirement	No minimum service atleast 54 years of age 1 year before retirement	90% of total of both shares	Certificate from the employer showing the date of retirement Apply in Form-31

Public Provident Fund - PPF Partial Withdrawal Rule

Public Provident Fund - PPF  Partial Withdrawal Rule 

you can make one withdrawal per year starting from your seventh year. The first withdrawal can be done after the expiry of 5 full financial years from the end of the year in which your initial subscription was made. The amount of withdrawal will be limited to 50% of the balance at credit at the end of the fourth year immediately preceding the year in which the amount is to be withdrawn, or the balance at the end of the preceding year, whichever is lower, as per the PPF rulebook. Thereafter, you can make one withdrawal per year. The withdrawal amounts are not repayable.

apply in Form C or as near thereto as possible, together with his pass book to the Accounts Office withdrawing from the balance to his credit, an amount not exceeding fifty per cent of the amount that stood to his credit at the end of the fourth year immediately preceding the year of withdrawal or at the end of preceding year, whichever is lower,