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Friday, September 15, 2017

आम जनता की गलती पैर सरकार उसे सूली पैर चढ़ा देती है तो आयकर विभाग की गलती से अगर आम जनता उत्पीड़न होता है तो उनपर financial penality or diciplanary action क्यों न हो।

Income tax department damaging image of current government governance model and transparency.

आम जनता की गलती पैर सरकार  उसे सूली पैर चढ़ा देती है  तो आयकर विभाग की गलती से अगर आम जनता उत्पीड़न होता है  तो  उनपर financial penality or diciplanary action क्यों न हो।

Putting the charge of corruption on Income tax dept. for hidden gain. Income tax dept not able to process ITR in 9 Months. 


Refuse to pay taxes if govt doesn't curb 'hydra-headed' corruption: Bombay HC

http://www.dnaindia.com/india/report-don-t-pay-taxes-unless-government-curbs-hydra-headed-corruption-bombay-high-court-2173410

Previous Reference:

e-Nivaran: Acknowledgment No 100000001212326, Grievance UID 201810040498020
e-Nivaran: Acknowledgment No 100000001352248, Grievance UID 201811300437892
PMOPG/E/2018/0496936 dated 22.10.2018
PMOPG/E/2018/0547653 dated 30.11.2018
PMOPG/E/2018/0572845 dated 17.12.2018
PMOPG/E/2019/0022489 dated 14.01.2019
PMOPG/E/2019/0084424 dated 12.02.2019
PRSEC/E/2019/04967      dated 15.03.2019

PMOPG/E/2019/0144498 dated 15.03.2019

Dear Sir,
Now a day we have lost the trust on current Government, as no one hear PMO office even after sending 6 reminder letters, there is enough corruption in government department and current government fail to crub the corruption, incapable people are in system. Now a day question comes in mind why to vote this Government if their administrative power is so poor.

Relief Sought for:
1.      500000/- Penalty on Income Tax Department for mental harassment, Penalty amount need to be deposited in Prime Minister Relief Fund.
2.      Disciplinary action and financial penalty on culprit department and responsible officers.
3.      Provide me ITR certificate 143(1) for AY 2018-19
4.      If Public need to pay penalty of 10000/- for late filling ITR after 31 July, then income tax department should have to pay same Penalty to Income Tax Payer if they are not able to process the ITR within 30 days after e- verification of the ITR Submitted.

Income tax department making fool to innocent tax payer as well as PMO office by giving sweet English response. And trying to be harassed public by delay in process for hidden gain.

Grievance for harassment against CBDT / Income tax department due to
incapability of interlinking of information


Income tax department not capable to process ITR in 9 months due to all this public
harassing and facing the issue in the loan process and other. In Income tax department may be
there is the scope of corruption practice. Looking for disciplinary action and penalty on
officers for not delivering solution and processing ITR in 4 months.

If Public need to pay a penalty of 10000/- for late filling ITR after 31 July, then income tax
the department should have to pay the same Penalty to Income Tax Payer if they are not able

to process the ITR within 30 days after e- verification of the ITR Submitted.

सरकार की मंशा और नैतिकता पे प्रश्न उठ रहे है।

क्या सरकार अपनी प्रोफिटेबिलिटी से ऊपर उठकर आम जनता के बारे में सोचेगी।

Income tax payer कोर्ट में petition डाले या फिर जंतर मंतर पर बैठे क्या करे आम जनता। सरकार को जिम्मेदारी लेनी होगी।

Modi ji saying - सौगन्ध मुझे इस मिटटी की मैं देश नहीं मिटने दूंगा मै देश नहीं झुकने दूंगा

सरकार का कंट्रोल क्यों नहीं अधिकारियो पर। सब  जुमला सा क्यों लगता है  सरकार  का।  प्रॉपर पालिसी न होने पर लाखो Income tax payer कर्मचारी जनांदोलन कर सकते है। और बाक़ी जनता टैक्स देना बाद कर सकती है।

सरकार ने कहा हमें सुझाव दे हम पॉलिसीस में इम्प्रूवमेंट चाहते है। इंडिया की तरक्की के लिए आ हमें बी पोस्ट सुझाव भेजे , ईमेल किया ट्वीट किया, MYGOV पर भी दिया। पैर ग्राउंड लेवल इम्प्लीमेंटेशन भी तो कर दे प्लीज।

जनता साफ सुथरा और ट्रांसपेरेंट सिस्टम चाहती है जिसमे no scope for black money, No corruption

थोड़ी सी और ईमानदार कोशिश की उम्मीद करते है

क्या जनांदोलन यही सलूशन है जनता कुछ ग्राउंड लेवल सलूशन चाहती है। ताकि हम आम जनता का विश्वास सरकार पर बना रहे।

माननीय  मोदी जी से अनुरोध सहयोग के लिए जनता पालिसी लेवल सपोर्ट चाहती हैं। 

+RSS-Rashtriya Swayamsevak Sangh

I received the communication from income tax office which is absolutely incorrect. it shows incapability of income tax department as government of India claiming PAN and AADHAR linking with earnings and deduction. Or it is intentionally done for harassment to income tax payer by Income tax department.

In most of the cases Income tax department have lost their documents and asking for same after 7-8 year to retrieve it. This is an unethical demand to get lost documents. There is lack of policy clarity means how many years ITR document needs to be kept by tax payer. normally it should not be more than 5 years. also, there is missing penalty clause on income tax department for unwanted harassment by putting unethical demand to get the clarification.

Pan and AADHAR are linked everywhere we are giving PAN and Aadhar every place then why income tax department not able to get the information – is this the incapability of income tax department or TRACES/CBDT / Department of revenue?

It is clear cut case of harassment by income tax department to innocent tax payers. Simply correction and closing this issue will not work.

Looking for Financial penalty and disciplinary action against Income tax office and officers for unethical practice for this harassment.

If income tax department have inter departmental interlinking issue. they need to send letter to NPS or Trace or employer  

5 question regarding above mention issue


1. I have NPS payment deposited receipt of 50000/- even I have paid service tax also on the same. NPS has my Pan Number and Aadhar number link with NPS account screen short already attached if they have not shared the information of deposited to get the tax deposit benefit under section 80CCD (1B) NPS Contribution to Income tax department or TRACE. Why does income tax department (CBDT)/ Department of revenue has not issue notice to NPS department for main cause of this mismatch or harassment of innocent tax payer. It is story of so many tax payers.

2. TAX payers always putting form 26 AS in front during filling tax return, TRACE has 100% responsibility to reflect in form 26AS for any profit gain and loss from any source any FD / income from any source interest gain from bank/House Rent/ House loan / NPS Contribution……etc. if TRACE Fail to full fill the requirement. Why does income tax department (CBDT)/ Department of revenue has not issue notice to TRACE department for main cause of this mismatch or harassment of innocent tax payer.

3. My NPS is corporate account. if employer not showing amount in form 16. Why does income tax department (CBDT)/ Department of revenue has not issue notice to Employer for this mismatch or harassment of innocent tax payer.

4. Even if public donating to Prime minster relief fund (PMRF) and taking tax benefit under 80G and employer not showing in form 16 and public mentioning in return CBDT or income tax department should not send letter of mismatch. it is 100% mistake of CBDT or incapability of their system or failure of their system which is not reflecting properly all things and disciplinary action should have to be taken on CBDT & officers who is sending blindly letter to innocent tax payer for their incapability.


5. We can imagine government in improving their system and making new changes. so, question here is . why does CBDT / Income tax dept. has not provided option to upload any other related document which is not in form 16 and contributed for saving or donation or any self-insurance supporting during filling ITR. it shows clear cut CBDT incapability of handling public tax system. Which is damaging image of current government governance model and transparency.

 सारे  सपोर्टिंग  स्क्रीन शार्ट दे दिए  तो भी  सरकारी डिपार्टमेंट कहा अपनी गलती मानते है।  शायद  सब जगह वो सुप्रीम  कोर्ट को ही लाना चाहते है।  तभी  वो पालिसी बनायेगे  और  गलती करने वाली विभाग को दण्डित करेंगे।


PMOPG/E/2017/0488581: CBDT Reply - Dear Sir/Madam, As seen from CPC portal for AY 2017 - 18, the return filed by the taxpayer contains an error / incorrect claims / inconsistencies with the data available in quot;Form 16quot;. Hence, intimation on the same has been sent to taxpayer39;s registered email id. Taxpayer has responded to the intimation and currently CPC is being analysed to see if it falls within the ambit of the probable resolution provided. Further communication will be sent, after the analysis is completed.

CBODT/E/2017/15745 Reply by CBDT is not acceptable no CBDT accountability shown in reply by CBDT for harassment faced by me for unethical demand due to lack of incapability of data interlinking of deduction shown in return form. clarification needed for ground level action taken by CBDT so that in future no innocent taxpayer will be harassed due to lack of department data interlinking . also looking for penalty clause for the same on CBDT for this harassment. In absence of reasonable answer may Force us to file PIL in court.

Reply Received from CBDT
The advice given is understandable and well taken. The Department is in continuous process of evolving its existing systems and processes.

PMOPG/E/2017/0406069
Extremely poor response Income tax dept.  giving sweet English reply to hide their incapability and running away to take the responsibility of harassment of income taxpayer done by them 

Reply received from Income tax dept. CBDT
Dear Sir/Madam, As seen from CPC portal for AY 2017 - 18, the return filed by the taxpayer contains an error / incorrect claims / inconsistencies with the data available in quot;Form 16quot;. Hence, intimation on the same has been sent to taxpayer39;s registered email id. Taxpayer has responded to the intimation and currently CPC is being analysed to see if it falls within the ambit of the probable resolution provided. Further communication will be sent, after the analysis is completed.


Sab Jumla sa lagta he – information public domain
Your ITR filing will soon get processed in just one day - The government has cleared a 4,241-crore project to revamp ITR filing infrastructure, Refund process will speed up with new infrastructure. The project, to be executed by Infosys Ltd

New Delhi: Union Minister Piyush Goyal said the processing time at present for ITR is 63 days


Sab Jumla sa lagta he -How does public feel if they are observing that income tax department not able to process ITR in 9 months?

Income tax department criminals ke sath

Parking Concept- 5000 plus Crore extra tax collection opportunity -Parking Challenge as well as opportunity too in India- No GST mention on Parking slip


Income tax department Losing 10000+ Cr in Tax revenue - Trace is not capable of showing all earning by Indian citizen and due to all this kind of loophole in system promoting corruption practice in the country 

CBODT/E/2018/10242- TRACE

PMOPG/E/2018/0323272 – TRACE

Tuesday, July 11, 2017

Critics मैं रोज हेलमेट और मास्क पहन कर गाड़ी चलाते हुए 500₹ बचा लेता हूं.इस तरह मैं पंद्रह हजार रुपये महीने कमाने लगा हूँ । Jobless growth -If the economy was growing, the number of unemployed would be less. Unemployment is an indicator of an economic recession.

मैं रोज हेलमेट और मास्क पहन कर गाड़ी चलाते हुए 500₹ बचा लेता हूं.इस तरह मैं पंद्रह हजार रुपये महीने कमाने लगा हूँ ।

नौकरी जाने से लोग तनाव में। ऑनलाइन सर्च खाली समय को अवसर में कैसे बदले।

Information Technology may trim 40K middle-level jobs
Ref:

Employment & Labour Reforms 

If the economy was growing, the number of unemployed would be less.


Unemployment is an indicator of an economic recession. 

The government promised to prevent an economic recession in the country. However, the fact that over millions of people were unemployed in previous years shows that the government failed in their attempts to prevent the recession.

Fully codify central labour laws; Enhance Female Labour Force Participation to 30%.
Enhance skills & significantly increase number of apprenticeships.
Improve data collection on employment.
Ease industrial relations to encourage formalization.

जॉब लेस्स ग्रोथ, इंडिया इकॉनमी को बूस्ट, चीन का भारत में इंटरफेयर ,

Reference: 
PMOPG/E/2017/0379516- जॉब लेस्स ग्रोथ, इंडिया इकॉनमी को बूस्ट, चीन का भारत में इंटरफेयर

Observation

नागपुर मेट्रो के लिए 851 करोड़ रुपए का ठेका चीन की कंपनी को मिला वह भी देश की सरकारी कंपनी से छीनकर। 
और हम दीवाली की झालर बायकाट करके चीन से जंग लड़ रहे हैं 
http://www.business-standard.com/article/economy-policy/china-railway-rolling-stock-corp-bags-rs-851-cr-nagpur-metro-contract-116101500600_1.html

  • when India’s GDP was still growing at an average 8.5%, the organised sector was producing on average 9.5 lakh new jobs every year. Bear in mind, even this was seen relatively as ‘jobless growth’. In the last two years, 2015 and 2016, the average employment generation has plummeted to less than 2 lakh jobs a year. This is less than 25% of the annual employment generated before 2011.
  • In 2015, when fresh employment generated in these 8 sectors collapsed to an all time low of 1.5 lakh jobs, the government was so alarmed by the development 
  • IT and BPO. These two sectors alone employ about 4 million people today and the industry’s own estimate is upto 60% of this workforce will not be of any use with their present skill levels. Says Nasscom president R. Chandrashekhar,

Challenges: 


Proposed solution

  • Made in China समान पर 500% Import डुएटी लगाई जाए। 
  • और  Make in India समान पर 50% टैक्स छूट दी जाए। 


Public reference and comment

वर्ष - 1962,
भारत-चीन युद्ध

==चीन==
सैनिक - 80,000
शहीद - 722
घायल - 1697

==भारत==
सैनिक - 10,000 से 12,000
शहीद - 1383
घायल - 1047
लापता - 1696
बंदी - 3968

परिणाम - भारत, चीन से हार गया…!

चीन अभी तक सुधरा भी नहीं है।
लेकिन हमे क्या ?? 53 साल पहले की बात भूल कर हम तो चीनी सामान खरीदेंगे....उसकी आर्थिक स्थिति मजबूत करेंगे !! सैनिक तो होते ही मरने के लिए है !!
नेता बोल देते है.....हमारा व्यवहार बोलता है !!

मर जाएंगे क्या हम बिना चीनी सामान के ??
अगर नहीं.....तो याद उन्हे भी कर लो.....जो लौट के घर ना आए…!!

और सीखो जापान जैसे देशो से……
काफी समय पहले की बात है अमेरिका और जापान में आपसी व्यापार बिलकुल न के बराबर था।
अमेरिका ने काफी जोर देकर जापान की सरकार से कहा की जो आपके यहाँ संतरा (orange) होता है
हम उससे काफी सस्ता और दिखने में अच्छा संतरा आपको दे सकते है।

जापान की सरकार ने अमरीका के दबाव की वजह से आर्डर दे दिया।
जब वो संतरा जापान के बाज़ारों में बिकने के लिए पहुंचा

(आपकी जानकारी के लिए बता दूँ कि जापानी संतरा खाने में कड़वा होता था और जो अमेरिका वाला संतरा था वो खाने में अच्छा भी था। )

तो जब वो अमरीका वाला संतरा जापानी बाज़ारों में आया तो किसी ने नहीं खरीदा।

पता है क्यों नहीं खरीदा…!!
जापानी लोगो ने कहा कि चाहे मेरे देश का संतरा कड़वा और महंगा है।
पर है तो हमारे देश का ही।
हम इसे ही खरीदेंगे।
तो वो बाकी का करोड़ो रूपये का संतरा सरकार के पास पडा पड़ा ही सड गया

तो ये होती है राष्ट्रभक्ति मेरे भाइयो…!!

कुछ सीखो छोटी आँख वाले जापानियों से
हमारी तो आँखे भी बड़ी है और दिल भी…!!
कृपया करके इस पोस्ट को शेयर करे …!!!

🌍दुनिया में सबसे powerfull फ़ौज सोवियत संघ 🇭🇰के पास थी , जिसका खर्चा वह भारत🇮🇳 जैसे देशो को मनमाने दाम पर हथियार बेच कर उठाता था , परन्तु जब अमेरिका 🇬🇧और फ़्रांस🇦🇺 उससे बहुत कम कीमत में उनसे अच्छा हथियार बेचने लगे तो सोवियत 🇭🇰का बाजार टूट गया और ९० के दशक आते आते वह अपने सेना का खर्च उठाने में असमर्थ हो गया परिणाम स्वरुप उसे अपने आधीन राष्ट्रों को आजादी देनी पड़ी इस प्रकार सोवियत संघ🇭🇰 का पतन हो गया ।
चीन 🇨🇳के पास भी बहुत बड़ी सेना है, और उसे भी अपने सैनिको का खर्च उठाने के लिए अपना सामान अन्य देशो के बाजार में भेजना पड़ रहा है और यहाँ तक उसे अपने कैदियों के अंगो को भी बेच कर पैसा कमाना पड़ रहा है ।
लगभग रोज चीन 🇨🇳भारतीय सीमा 🇮🇳में घुस आता है, परन्तु वह वियतनाम युद्ध 🚀के बाद इस स्थिति में नहीं है की कोई बड़ी लड़ाई 🚀लड़ सके, यदि चीन 🇨🇳को बिना एक गोली चलाये सबक सिखाना है तो सबसे अच्छा तरीका यही है कि हर भारतीय 🇮🇳चीनी 🇨🇳सामानों का बहिष्कार करें, क्योकि दुनिया का सबसे बड़ा बाजार भारत 🇮🇳है ,कोई भी देश से यदि इतना  बड़ा बाजार छिन जाये तो उसका आधा पतन ऐसे ही हो जाएगा.
मै हर भारतीय 🇮🇳से अनुरोध 👏करता हूँ कि वह चीनी 🇨🇳सामान लेना बंद कर दें...!!

नागपुर मेट्रो के लिए 851 करोड़ रुपए का ठेका चीन की कंपनी को मिला वह भी देश की सरकारी कंपनी से छीनकर। 
और हम दीवाली की झालर बायकाट करके चीन से जंग लड़ रहे हैं 
http://www.business-standard.com/article/economy-policy/china-railway-rolling-stock-corp-bags-rs-851-cr-nagpur-metro-contract-116101500600_1.html

Government Initiatives

Anti-dumping duty on 93 products from China: Nirmala Sitharaman http://economictimes.indiatimes.com/news/economy/foreign-trade/anti-dumping-duty-on-93-products-from-china-nirmala-sitharaman/articleshow/59987973.cms?utm_source=WAPusers&utm_medium=whatsappshare&utm_campaign=socialsharebutton&from=mdr

Anti-dumping duty likely on import of a chemical from China



Government imposes anti-dumping duty on Chinese ceramic items

Monday, December 12, 2016

Wednesday, January 13, 2016

New Test for entry to engineering bring more difficulty for parents

New Test for entry to engineering bring more difficulty for parents

Now more power to coaching industry due to this add on  now normal subject level guidance fee will 1.5 times due to this add on of aptitude.

As concern as subject oriented guidance student still need to study full year because 2-3 month practice is really not give platform to crack the  exam like IIT/NIT or premium engineering exams

Feedback mark to the new  proposal by HRD is 2 -3 out of 10 scale by parents

Ref ; http://www.hindustantimes.com/education/new-test-for-entry-to-engineering-to-be-first-conducted-this-october/story-Dr6rRCbkCqKcUMXMCEovsO.html




Tuesday, January 12, 2016

How to claim PF advance for COVID-19?- UAN Enabled EPF Withdrawal Online if Aadhar, PAN, and Bank KYC updated PF Partial withdrawal Rule 19,10C and for advance form 31

if person do not know UAN Number for old account then they can follow below steps to get UABN Number 

 Case 1: UAN Allotment for Existing PF 


 Link: https://unifiedportal-mem.epfindia.gov.in/memberinterface/ direct link : https://unifiedportal-mem.epfindia.gov.in/memberinterface/no-auth/existingmember/home?_HDIV_STATE_=20-10-104D6F4047CA2C962AF3E58E88933FD5

Direct UAN Allotment by Employees Link:

PF Account Number Format Details | Establishment ID & Extension” 

Old PF Number Format State/establish code ( 4 Digit) / PF Number(independed personal id 3-4 digit) 

 New PF Number Format State/CityEPFO/Establish code(7 Digit)/000/PF Number ( 7 Digit) EPF Balance Check Methords 


Online PF Balance Check for EPFO Member, 


Enquiry Online PF check facility is available at EPFO portal . All you have to do is login the portal using your credentials, and then you can view your PF balance. EPF balance check Through EPFO Portal: Login to www.epfindia.gov.in EPF balance check Through Missed Call: Give a miss call on 011-22901406 EPF balance check Through Mobile App: Download UMANG App EPF balance check Through SMS: Send a SMS to 7738299899 If you have your UAN, skip to the next step. If you do not have your UAN, go to the Member e-Sewa portal and click on the “Know Your UAN" link. You can find this link at the bottom of the login page. If your UAN is not activated, you can activate it by following the “Activate UAN" link just above the “Know Your UAN" link. 


 Unique PPO number Pension Payment Order 


 The unique PPO number is sent to every retiring employee via a letter by the EPFO. It is important for every person who has retired or is on the verge of retirement. ... Other than that, the PPO number also helps in speedy grievance redressal with the EPFO and knowing the pension status online. How to get PPO number using bank account number or PF number? Know here Knowing your Pension Payment Order (PPO) is necessary to get your pension. The PPO number is provided by the EPFO. Every pensioner has a unique PPO. HIGHLIGHTS Knowing your Pension Payment Order (PPO) is necessary to get your pension. The PPO number is provided by the EPFO. Every pensioner has a unique PPO. Every pensioner covered under the Employees Pension Scheme (EPS) is provided with a unique 12-digit number called the Pension Payment Order (PPO) which helps him acquire his pension. If you are a pensioner and you cannot remember your PPO number, here’s how you can retrieve it easily, either using your bank account number linked to the Employee Provident Fund (EPF) or using your PF number. Follow these steps to easily get your PPO number Step 1: Log on to www.epfindia.gov.in Step 2: Click on the Pensioner’s portal Step 3: Next you will be redirected to the ‘Welcome to pensioners portal’. On that page, click on ‘Know your PPO number Step 4: In the next step, enter either your bank account number or PF number On submitting the required details, you will get to know your PPO number along with your Member ID and type of pension. On the other hand, you can also get your PPO number by directly going on to https://mis.epfindia.gov.in/PensionPaymentEnquiry/, which is a separate website of the EPFO that provides all the information about life certificates, PPO number, PPO inquiry, payment information and your pension status. The PPO number is essential when applying for a pension and is needed when one submits his/her life certificate every year. Pensioner's Portal Link: https://mis.epfindia.gov.in/PensionPaymentEnquiry/enquiry.jsp
Knows your PPO No. Link:https://mis.epfindia.gov.in/PensionPaymentEnquiry/RegionCodeController
PPO Enquiry/ Payment Enquiry Link:https://mis.epfindia.gov.in/PensionPaymentEnquiry/paymentEnquiry.jsp

How to request for generate PPO Number 

if you do not have PPO number 

Employees who are yet to get PPO Number

login here: https://cpao.nic.in






12 DIGIT NEW PPO NUMBER



Pension Sanction & Payment Tracking System called 'BHAVISHYA'. The system provides online tracking of pension sanction and payment process by the individual as well as the administrative authorities. 

The forms for processing of pension can be submitted online.

Scheme certificate-Now Available on UMANG APP

Scheme certificate is issued to members who withdraw their EPF contribution but wish to retain their membership with EPFO, to avail pension benefits on attainment of retirement age. Further, Scheme Certificate is also useful for family members to avail family pension, in case of untimely death of the eligible member.

EPS members can apply for scheme certificate under Employees’ Pension Scheme, 1995.

Scheme Certificate is also useful for family members to avail family pension, in case of untimely death of the eligible member.

How can you avail scheme certificate facility?


For availing the service on Umang App, an active Universal Account Number (UAN) and a mobile number registered with the EPFO is required.

Rule for PF advance for COVID-19


75 per cent of the amount standing to your credit in the account, or three months of Basic+DA, whichever is lower.

The application can be made online through EPFO portal.
The application for COVID-19 claim is allowed even if any other advance is pending.
PF advance for COVID-19 can be claimed only once.


How to claim PF advance for COVID-19?

a. Login to Member Interface of Unified Portal
(https://unifiedportalmem.epfindia.gov.in/memberinterface)
b. Go to Online Services>>Claim (Form-31,19,10C & 10D)
c. Enter your Bank Account and verify
d. Click on “Proceed for Online Claim”
e. Select PF Advance (Form 31) from the drop down
f. Select purpose as “Outbreak of pandemic (COVID-19)” from the drop down
g. Enter amount required and Upload scanned copy of cheque and enter your address
h. Click on “Get Aadhaar OTP”
i. Enter the OTP received on Aadhaar linked mobile.
j. Claim is submitted.



How to check your service period transfer?


An individual can check the whether the service period got transferred or not on EPFO's member sewa portal.

An individual can check his past and current service details under the service history tab on the member's e-Sewa portal.



UAN Enabled EPF Withdrawal Online if Aadhar, PAN, and Bank KYC updated  PF Partial withdrawal Rule 19,10C and for advance form 31

https://unifiedportal-mem.epfindia.gov.in/memberinterface/



Now, employee can submit their PF claim for withdrawn/Advance with new  form 19 UAN,10C UAN & 31UAN directly to the commissioner without employer attestation, It is applicable for those employees whose details like Aadhaar number and Bank account number have been seeded in thier UAN and whose UAN have been activated and their KYC have been verified by the employer.

All other employees who not full filling  the above condition shall continue to make their claims of withdrawn/Advance in existing form 19, 10C & 31. 


EMPLOYEE PROVIDENT FUND- PF  Partial withdrawal Rule


Advances / Withdrawls
Advance/ Withdrawals may be availed for the following purposes :
  • Marriage / Education
  • Treatment
  • Purchase or construction of Dwelling house
  • Repayment of Housing Loan
  • Purchase of Plot
  • Addition/Alteration of House
  • Repair of House
  • Lockout
  • Withdrawal Prior to Retirement
  • Other Advances
  • Notes
For Marriage / Education
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-k of the SchemeFor the marriage of:
  1. self
  2. son, daughter
  3. brother, sister
For education of :
    • self
    • son, daughter
Should complete atleast 7 years of service. 3 times in the entire service50% of Employee share at the time of tendering the applicationApply in Form-31 through the Employer

Bonafide Certificate duly indicating the fees payable from the educational institution

Marriage invitation card along with the
application should be submitted through the employer           

For Treatment                            
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-j of the Scheme

Whenever required for treatment

For the treatment of :
  1. self
  2. Hospitalisation for 1 month or more
    1. major surgical operation in a hospital
    2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment
      and having been granted leave by his employer for the treatment of said illness
  1. family( spouse, son, daughter, dependent father, mother)
    1. major surgical operation in a hospital and 1 month or more hospitalisation for the operation
    2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment
  • No minimum service required
  • Certificate from ESI or from Employer that the ESI facility are not available to the member
  • a doctor [ or registered medical practitioner] of the hospital certifies that a surgical operation or hospitalisation for 1 month or more is/was necessary
  • In case of TB, leprosy ...etc., a specialist doctor should certify
6 times of Wages

OR

Full of Employee share
(whichever is less)
Certificates of proof as mentioned in the eligibility column

Apply in Form-31 through the Employer
For he construction/ purchase of dwelling unit (house/ flat)                           
Type of Advance
Purpose
EligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-B of the Scheme

Only Once (either 'construction or purchase of house' or 'repayment of housing loan)

Apply in Form-31
For the construction/ purchase of dwelling unit (house/ flat)
  • Should complete 5 Years of service
  • Only once in service
  • property should be in the name of self or spouse or jointly
  • should not be a joint property owned by other than the spouse
36 times of WagesDeclaration in the Proforma obtained along with application signed by Member

Apply in Form-31 through Employer
Repayment of housing loan                    
Type of Advance
Purpose
EligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-BB of the Scheme

Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form-31

Repayment of housing loan

  • Should complete 10 Years of service
  • Only once in service
  • property should be in the name of self or spouse or jointly
  • should not be a joint property owned by other than spouse
36 times of WagesDeclaration in the Proforma obtained with approval and signed by the Member

Apply in Form-31 through the Employer
r the purchase of site/ plot                  
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-B of the Scheme

Only Once

For the purchase of site/ plot
  • Should complete 5 Years of service
  • Only once in service
  • property should be registered in the name of self or jointly with spouse 
  • should not be a joint property owned by other than spouse
24 times of WagesFilled-up Declaration(from the Employee in the prescribed form and enclosed with the application.

Copy of the Purchase Agreement

Apply in Form-31 through the Employer
Addition/alteration of house                  
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-B(7) of the Scheme

Only Once

Apply in Form-31
Addition/alteration of house
(same type of advance can be availed for repair of house)
  • Should complete 5 Years after construction
  • Annexure III (construction / completion certificate/ utilisation certificate) should be submitted
  • Only once in service
  • property should be in the name of self or spouse or jointly
  • should not be a joint property owned by other than spouse
12 times of WagesCertificates of proof

Apply in Form-31 through the Employer
Repair of house                                                        
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-B(7) of the Scheme

Only once    
Repair of house
(same type of advance can be availed for alteration of house)
  • Should complete 10 Years after construction
  • Annexure XIII (construction completion certificate) should be submitted
  • Only once in service
  • property should be in the name of self or spouse or jointly
  • should not be a joint property owned by other than spouse
12 times of WagesCertificates of proof

Apply in Form-31 through the Employer
Lockout or closure of the establishment                          
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-H of the Scheme

Whenever need arises    
Lockout or closure of the establishment
  • No minimum service
  • should be closed for more than 15 days
  • Wages for atleast 2 months is not paid
  • Balance should be there in Employee's share. If closed for more than 6 months, advance can be allowed from Employer's share also
equivalent to the total of wages multiplied by no. of months closedDeclaration

Apply in Form-31
Withdrawal prior to retirement                                
Type of AdvancePurposeEligibilityMaximum Admissible Amount**Proof/ documents required
Under Para 68-NN of the Scheme

Only once    
Withdrawal prior to retirement
  • No minimum service
  • atleast 54 years of age
  • 1 year before retirement
90% of total of both sharesCertificate from the employer showing the date of retirement

Apply in Form-31

Public Provident Fund - PPF Partial Withdrawal Rule


Public Provident Fund - PPF  Partial Withdrawal Rule 



you can make one withdrawal per year starting from your seventh year. The first withdrawal can be done after the expiry of 5 full financial years from the end of the year in which your initial subscription was made. The amount of withdrawal will be limited to 50% of the balance at credit at the end of the fourth year immediately preceding the year in which the amount is to be withdrawn, or the balance at the end of the preceding year, whichever is lower, as per the PPF rulebook. Thereafter, you can make one withdrawal per year. The withdrawal amounts are not repayable.


apply in Form C or as near thereto as possible, together with his pass book to the Accounts Office withdrawing from the balance to his credit, an amount not exceeding fifty per cent of the amount that stood to his credit at the end of the fourth year immediately preceding the year of withdrawal or at the end of preceding year, whichever is lower,